Previously Known As : Uti Long Term Equity Fund (Tax Saving)
Uti Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 30
Rating
Growth Option 11-09-2026
NAV ₹196.94(R) -0.32% ₹222.81(D) -0.32%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -4.49% 6.52% 6.42% 13.22% 10.86%
Direct -3.59% 7.57% 7.48% 14.33% 11.92%
Nifty 500 TRI -0.12% 10.06% 10.12% 15.39% 13.13%
SIP (XIRR) Regular -5.12% 1.32% 6.09% 9.84% 10.54%
Direct -4.25% 2.32% 7.16% 10.98% 11.65%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.22 0.12 0.33 -2.72% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.89% -24.17% -18.07% 0.94 11.04%
Fund AUM As on: 30/12/2025 3769 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
quant Elss Tax Saver Fund 2
SBI ELSS Tax Saver Fund 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
HSBC Elss Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
JM ELSS Tax Saver Fund 7
Nippon India ELSS Tax Saver Fund 8

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
UTI ELSS Tax Saver Fund - Regular Plan - IDCW 37.62
-0.1200
-0.3200%
UTI ELSS Tax Saver Fund - Direct Plan - IDCW 52.51
-0.1700
-0.3200%
UTI ELSS Tax Saver Fund - Regular Plan - Growth Option 196.94
-0.6300
-0.3200%
UTI ELSS Tax Saver Fund - Direct Plan - Growth Option 222.81
-0.7100
-0.3200%

Review Date: 11-09-2026

Beginning of Analysis

UTI ELSS Tax Saver Fund is the 32nd ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The UTI ELSS Tax Saver Fund has shown a very poor past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -2.72% which is lower than the category average of -0.29%, reflecting poor performance. The fund has a Sharpe Ratio of 0.22 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

UTI ELSS Tax Saver Fund Return Analysis

The UTI ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -4.24%, 2.79 and 2.49 in last one, three and six months respectively. In the same period the category average return was -2.61%, 5.2% and 6.13% respectively.
  • UTI ELSS Tax Saver Fund has given a return of -3.59% in last one year. In the same period the Nifty 500 TRI return was -0.12%. The fund has given 3.47% less return than the benchmark return.
  • The fund has given a return of 7.57% in last three years and rank 33rd out of thirty nine funds in the category. In the same period the Nifty 500 TRI return was 10.06%. The fund has given 2.49% less return than the benchmark return.
  • UTI ELSS Tax Saver Fund has given a return of 7.48% in last five years and category average returns is 11.08% in same period. The fund ranked 29th out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 10.12%. The fund has given 2.64% less return than the benchmark return.
  • The fund has given a return of 11.92% in last ten years and ranked 22nd out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 13.13%. The fund has given 1.21% less return than the benchmark return.
  • The fund has given a SIP return of -4.25% in last one year whereas category average SIP return is 1.32%. The fund one year return rank in the category is 30th in 39 funds
  • The fund has SIP return of 2.32% in last three years and ranks 28th in 37 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (16.9%) in the category in last three years.
  • The fund has SIP return of 7.16% in last five years whereas category average SIP return is 10.5%.

UTI ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 14.89 and semi deviation of 11.04. The category average standard deviation is 15.39 and semi deviation is 11.37.
  • The fund has a Value at Risk (VaR) of -24.17 and a maximum drawdown of -18.07. The category average VaR is -22.63 and the maximum drawdown is -18.27. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -4.31 -3.39
    -2.68
    		-4.63 | 3.29 36 | 40 Poor
    3M Return % 2.56 3.88
    4.95
    		0.56 | 11.46 31 | 40 Poor
    6M Return % 2.03 4.42
    5.57
    		-2.65 | 23.31 28 | 40 Average
    1Y Return % -4.49 -0.12
    -0.68
    		-11.02 | 12.68 30 | 40 Average
    3Y Return % 6.52 10.06
    9.67
    		3.15 | 20.85 33 | 39 Poor
    5Y Return % 6.42 10.12
    9.88
    		5.12 | 16.32 29 | 31 Poor
    7Y Return % 13.22 15.39
    15.03
    		10.28 | 24.58 23 | 30 Average
    10Y Return % 10.86 13.13
    12.79
    		9.51 | 18.67 22 | 25 Poor
    15Y Return % 11.92 13.54
    13.98
    		11.80 | 16.83 18 | 19 Poor
    1Y SIP Return % -5.12
    0.85
    		-11.06 | 24.34 30 | 40 Average
    3Y SIP Return % 1.32
    4.30
    		-1.18 | 15.54 30 | 39 Average
    5Y SIP Return % 6.09
    9.56
    		4.30 | 19.57 28 | 31 Poor
    7Y SIP Return % 9.84
    12.83
    		7.34 | 20.34 25 | 30 Poor
    10Y SIP Return % 10.54
    13.15
    		9.42 | 19.80 23 | 25 Poor
    15Y SIP Return % 11.26
    13.43
    		10.60 | 19.23 19 | 20 Poor
    Standard Deviation 14.89
    15.39
    		11.39 | 21.29 18 | 39 Good
    Semi Deviation 11.04
    11.37
    		8.48 | 15.53 21 | 39 Average
    Max Drawdown % -18.07
    -18.27
    		-28.24 | -14.41 27 | 39 Average
    VaR 1 Y % -24.17
    -22.63
    		-38.55 | -15.29 29 | 39 Average
    Average Drawdown % 7.28
    8.11
    		4.32 | 11.51 24 | 39 Average
    Sharpe Ratio 0.22
    0.38
    		-0.05 | 0.72 31 | 39 Poor
    Sterling Ratio 0.33
    0.43
    		0.12 | 0.68 30 | 39 Average
    Sortino Ratio 0.12
    0.19
    		0.02 | 0.36 31 | 39 Poor
    Jensen Alpha % -2.72
    -0.29
    		-8.12 | 6.11 30 | 38 Average
    Treynor Ratio 0.04
    0.07
    		-0.01 | 0.12 31 | 38 Poor
    Modigliani Square Measure % 3.42
    6.01
    		-0.84 | 11.01 31 | 38 Poor
    Alpha % -3.69
    -0.82
    		-8.52 | 6.66 29 | 38 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -4.24 -3.39 -2.61 -4.54 | 3.39 37 | 41 Poor
    3M Return % 2.79 3.88 5.20 0.86 | 11.83 33 | 41 Average
    6M Return % 2.49 4.42 6.13 -2.09 | 24.03 30 | 41 Average
    1Y Return % -3.59 -0.12 0.44 -10.02 | 14.00 31 | 41 Average
    3Y Return % 7.57 10.06 10.85 4.60 | 22.28 33 | 39 Poor
    5Y Return % 7.48 10.12 11.08 5.93 | 17.72 29 | 31 Poor
    7Y Return % 14.33 15.39 16.27 11.83 | 26.41 23 | 30 Average
    10Y Return % 11.92 13.13 13.81 10.08 | 20.04 22 | 26 Poor
    1Y SIP Return % -4.25 1.32 -10.05 | 25.76 30 | 39 Average
    3Y SIP Return % 2.32 5.19 0.47 | 16.90 28 | 37 Average
    5Y SIP Return % 7.16 10.50 6.10 | 21.01 27 | 29 Poor
    7Y SIP Return % 10.98 13.84 9.27 | 21.82 24 | 29 Average
    10Y SIP Return % 11.65 13.90 10.02 | 19.15 21 | 25 Average
    Standard Deviation 14.89 15.39 11.39 | 21.29 18 | 39 Good
    Semi Deviation 11.04 11.37 8.48 | 15.53 21 | 39 Average
    Max Drawdown % -18.07 -18.27 -28.24 | -14.41 27 | 39 Average
    VaR 1 Y % -24.17 -22.63 -38.55 | -15.29 29 | 39 Average
    Average Drawdown % 7.28 8.11 4.32 | 11.51 24 | 39 Average
    Sharpe Ratio 0.22 0.38 -0.05 | 0.72 31 | 39 Poor
    Sterling Ratio 0.33 0.43 0.12 | 0.68 30 | 39 Average
    Sortino Ratio 0.12 0.19 0.02 | 0.36 31 | 39 Poor
    Jensen Alpha % -2.72 -0.29 -8.12 | 6.11 30 | 38 Average
    Treynor Ratio 0.04 0.07 -0.01 | 0.12 31 | 38 Poor
    Modigliani Square Measure % 3.42 6.01 -0.84 | 11.01 31 | 38 Poor
    Alpha % -3.69 -0.82 -8.52 | 6.66 29 | 38 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Elss Tax Saver Fund NAV Regular Growth Uti Elss Tax Saver Fund NAV Direct Growth
    11-09-2026 196.9354 222.8143
    10-09-2026 197.5657 223.5227
    09-09-2026 197.5083 223.4531
    08-09-2026 199.2408 225.4084
    07-09-2026 199.9594 226.2166
    04-09-2026 201.0604 227.4478
    03-09-2026 201.2882 227.7006
    02-09-2026 200.7789 227.1197
    01-09-2026 202.0521 228.5551
    31-08-2026 202.8107 229.4083
    28-08-2026 203.5282 230.2027
    27-08-2026 203.2881 229.9254
    26-08-2026 203.9346 230.6509
    25-08-2026 204.8867 231.7221
    24-08-2026 204.3575 231.1179
    21-08-2026 204.8129 231.6158
    20-08-2026 204.7877 231.5816
    19-08-2026 203.4366 230.0481
    18-08-2026 204.0696 230.7582
    17-08-2026 204.6511 231.41
    14-08-2026 204.8921 231.6654
    13-08-2026 204.9061 231.6754
    12-08-2026 205.0974 231.8861
    11-08-2026 205.8007 232.6754

    Fund Launch Date: 15/Nov/1999
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
    Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
    Fund Benchmark: S&P BSE 200
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.