Previously Known As : Uti Long Term Equity Fund (Tax Saving)
Uti Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 30
Rating
Growth Option 27-10-2026
NAV ₹188.94(R) +0.48% ₹213.98(D) +0.49%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -10.61% 6.72% 4.75% 11.88% 10.33%
Direct -9.79% 7.76% 5.8% 12.98% 11.38%
Benchmark
SIP (XIRR) Regular -10.65% -1.92% 4.34% 7.83% 9.36%
Direct -9.86% -0.96% 5.41% 8.95% 10.46%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.22 0.12 0.33 -2.72% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.89% -24.17% -18.07% 0.94 11.04%
Fund AUM As on: 30/12/2025 3769 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
quant Elss Tax Saver Fund 2
SBI ELSS Tax Saver Fund 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
HSBC Elss Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
JM ELSS Tax Saver Fund 7
Nippon India ELSS Tax Saver Fund 8

NAV Date: 27-10-2026

Scheme Name NAV Rupee Change Percent Change
UTI ELSS Tax Saver Fund - Regular Plan - IDCW 36.1
0.1700
0.4800%
UTI ELSS Tax Saver Fund - Direct Plan - IDCW 50.43
0.2400
0.4900%
UTI ELSS Tax Saver Fund - Regular Plan - Growth Option 188.94
0.9100
0.4800%
UTI ELSS Tax Saver Fund - Direct Plan - Growth Option 213.98
1.0300
0.4900%

Review Date: 27-10-2026

Beginning of Analysis

UTI ELSS Tax Saver Fund is the 32nd ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The UTI ELSS Tax Saver Fund has shown a very poor past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -2.72% which is lower than the category average of -0.29%, reflecting poor performance. The fund has a Sharpe Ratio of 0.22 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

UTI ELSS Tax Saver Fund Return Analysis

The UTI ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -1.5%, -5.88 and -3.66 in last one, three and six months respectively. In the same period the category average return was -2.34%, -4.99% and -2.8% respectively.
  • UTI ELSS Tax Saver Fund has given a return of -9.79% in last one year. In the same period the Nifty 500 TRI return was -2.0%. The fund has given 7.79% less return than the benchmark return.
  • The fund has given a return of 7.76% in last three years and rank 34th out of thirty nine funds in the category. In the same period the Nifty 500 TRI return was 9.99%. The fund has given 2.23% less return than the benchmark return.
  • UTI ELSS Tax Saver Fund has given a return of 5.8% in last five years and category average returns is 9.09% in same period. The fund ranked 29th out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 10.13%. The fund has given 4.33% less return than the benchmark return.
  • The fund has given a return of 11.38% in last ten years and ranked 23rd out of twenty seven funds in the category. In the same period the Nifty 500 TRI return was 12.97%. The fund has given 1.59% less return than the benchmark return.
  • The fund has given a SIP return of -9.86% in last one year whereas category average SIP return is -6.79%. The fund one year return rank in the category is 30th in 41 funds
  • The fund has SIP return of -0.96% in last three years and ranks 27th in 39 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (8.29%) in the category in last three years.
  • The fund has SIP return of 5.41% in last five years whereas category average SIP return is 8.49%.

UTI ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 14.89 and semi deviation of 11.04. The category average standard deviation is 15.39 and semi deviation is 11.37.
  • The fund has a Value at Risk (VaR) of -24.17 and a maximum drawdown of -18.07. The category average VaR is -22.63 and the maximum drawdown is -18.27. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.56 -2.20
    -2.40
    		-6.82 | 0.01 14 | 40 Good
    3M Return % -6.07 -5.95
    -5.20
    		-7.98 | -1.67 31 | 40 Poor
    6M Return % -4.07 -4.14
    -3.27
    		-7.56 | 3.48 22 | 40 Average
    1Y Return % -10.61 -8.03
    -8.03
    		-13.65 | 2.44 29 | 40 Average
    3Y Return % 6.72 10.07
    9.49
    		1.61 | 18.23 33 | 39 Poor
    5Y Return % 4.75 8.09
    7.91
    		3.69 | 14.05 29 | 31 Poor
    7Y Return % 11.88 13.80
    13.30
    		8.80 | 22.41 25 | 31 Poor
    10Y Return % 10.33 12.50
    11.95
    		8.81 | 17.75 21 | 26 Average
    15Y Return % 11.48 12.99
    13.48
    		11.31 | 16.45 18 | 19 Poor
    1Y SIP Return % -10.65
    -7.72
    		-13.82 | 3.24 28 | 40 Average
    3Y SIP Return % -1.92
    0.11
    		-4.22 | 7.00 28 | 39 Average
    5Y SIP Return % 4.34
    7.28
    		2.62 | 14.97 28 | 31 Poor
    7Y SIP Return % 7.83
    10.60
    		5.53 | 17.14 26 | 31 Poor
    10Y SIP Return % 9.36
    11.67
    		8.03 | 18.39 22 | 26 Poor
    15Y SIP Return % 10.78
    12.88
    		10.12 | 18.80 18 | 20 Poor
    Standard Deviation 14.89
    15.39
    		11.39 | 21.29 18 | 39 Good
    Semi Deviation 11.04
    11.37
    		8.48 | 15.53 21 | 39 Average
    Max Drawdown % -18.07
    -18.27
    		-28.24 | -14.41 27 | 39 Average
    VaR 1 Y % -24.17
    -22.63
    		-38.55 | -15.29 29 | 39 Average
    Average Drawdown % 7.28
    8.11
    		4.32 | 11.51 24 | 39 Average
    Sharpe Ratio 0.22
    0.38
    		-0.05 | 0.72 31 | 39 Poor
    Sterling Ratio 0.33
    0.43
    		0.12 | 0.68 30 | 39 Average
    Sortino Ratio 0.12
    0.19
    		0.02 | 0.36 31 | 39 Poor
    Jensen Alpha % -2.72
    -0.29
    		-8.12 | 6.11 30 | 38 Average
    Treynor Ratio 0.04
    0.07
    		-0.01 | 0.12 31 | 38 Poor
    Modigliani Square Measure % 3.42
    6.01
    		-0.84 | 11.01 31 | 38 Poor
    Alpha % -3.69
    -0.82
    		-8.52 | 6.66 29 | 38 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.50 -2.20 -2.34 -6.70 | 0.10 14 | 41 Good
    3M Return % -5.88 -5.95 -4.99 -7.59 | -1.43 30 | 41 Average
    6M Return % -3.66 -4.14 -2.80 -7.32 | 4.17 23 | 41 Average
    1Y Return % -9.79 -8.03 -7.03 -12.68 | 3.45 30 | 41 Average
    3Y Return % 7.76 10.07 10.66 3.00 | 19.63 34 | 39 Poor
    5Y Return % 5.80 8.09 9.09 4.63 | 15.42 29 | 31 Poor
    7Y Return % 12.98 13.80 14.56 10.13 | 24.19 24 | 31 Average
    10Y Return % 11.38 12.50 13.01 9.38 | 19.13 23 | 27 Poor
    1Y SIP Return % -9.86 -6.79 -13.35 | 4.26 30 | 41 Average
    3Y SIP Return % -0.96 1.21 -2.62 | 8.29 27 | 39 Average
    5Y SIP Return % 5.41 8.49 4.28 | 16.40 29 | 31 Poor
    7Y SIP Return % 8.95 11.88 7.42 | 18.79 26 | 31 Poor
    10Y SIP Return % 10.46 12.76 8.88 | 20.00 23 | 27 Poor
    Standard Deviation 14.89 15.39 11.39 | 21.29 18 | 39 Good
    Semi Deviation 11.04 11.37 8.48 | 15.53 21 | 39 Average
    Max Drawdown % -18.07 -18.27 -28.24 | -14.41 27 | 39 Average
    VaR 1 Y % -24.17 -22.63 -38.55 | -15.29 29 | 39 Average
    Average Drawdown % 7.28 8.11 4.32 | 11.51 24 | 39 Average
    Sharpe Ratio 0.22 0.38 -0.05 | 0.72 31 | 39 Poor
    Sterling Ratio 0.33 0.43 0.12 | 0.68 30 | 39 Average
    Sortino Ratio 0.12 0.19 0.02 | 0.36 31 | 39 Poor
    Jensen Alpha % -2.72 -0.29 -8.12 | 6.11 30 | 38 Average
    Treynor Ratio 0.04 0.07 -0.01 | 0.12 31 | 38 Poor
    Modigliani Square Measure % 3.42 6.01 -0.84 | 11.01 31 | 38 Poor
    Alpha % -3.69 -0.82 -8.52 | 6.66 29 | 38 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Elss Tax Saver Fund NAV Regular Growth Uti Elss Tax Saver Fund NAV Direct Growth
    27-10-2026 188.9401 213.9762
    26-10-2026 188.0318 212.9431
    23-10-2026 186.6678 211.385
    22-10-2026 188.7256 213.7107
    21-10-2026 189.9055 215.0424
    19-10-2026 191.2098 216.5101
    16-10-2026 193.9855 219.6392
    15-10-2026 192.5572 218.0173
    14-10-2026 190.2039 215.3484
    13-10-2026 190.6416 215.8394
    12-10-2026 188.2311 213.1058
    09-10-2026 188.9169 213.8686
    08-10-2026 186.8653 211.5416
    07-10-2026 190.2851 215.4084
    06-10-2026 191.3136 216.5681
    05-10-2026 189.5634 214.5824
    01-10-2026 189.1394 214.0843
    30-09-2026 190.5623 215.6903
    29-09-2026 190.8318 215.9908
    28-09-2026 191.941 217.2416

    Fund Launch Date: 15/Nov/1999
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
    Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
    Fund Benchmark: S&P BSE 200
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.