Uti Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 3
Rating
Growth Option 12-02-2026
NAV ₹19.08(R) -0.35% ₹20.41(D) -0.35%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.88% 11.02% 9.66% 9.89% -%
Direct 10.01% 12.04% 10.63% 10.86% -%
Benchmark
SIP (XIRR) Regular 8.79% 9.21% 9.74% 10.3% -%
Direct 9.9% 10.27% 10.75% 11.29% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.24 0.64 0.86 1.02% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.04% -3.66% -2.7% 0.98 2.94%
Fund AUM As on: 30/12/2025 774 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Uti Equity Savings Fund 3
Aditya Birla Sun Life Equity Savings Fund 4

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
UTI Equity Savings Fund - Regular Plan - Growth Option 19.08
-0.0700
-0.3500%
UTI Equity Savings Fund - Regular Plan - IDCW 19.08
-0.0700
-0.3500%
UTI Equity Savings Fund - Regular Plan - Monthly IDCW 19.08
-0.0700
-0.3500%
UTI Equity Savings Fund - Regular Plan - Quarterly IDCW 19.08
-0.0700
-0.3500%
UTI Equity Savings Fund - Direct Plan - Quarterly IDCW 20.41
-0.0700
-0.3500%
UTI Equity Savings Fund - Direct Plan - Monthly IDCW 20.41
-0.0700
-0.3500%
UTI Equity Savings Fund - Direct Plan - Growth Option 20.41
-0.0700
-0.3500%
UTI Equity Savings Fund - Direct Plan - IDCW 20.41
-0.0700
-0.3500%

Review Date: 12-02-2026

Beginning of Analysis

In the Equity Savings Fund category, Uti Equity Savings Fund is the 8th ranked fund. The category has total 18 funds. The Uti Equity Savings Fund has shown a very good past performence in Equity Savings Fund. The fund has a Jensen Alpha of 1.02% which is lower than the category average of 1.04%, showing poor performance. The fund has a Sharpe Ratio of 1.24 which is higher than the category average of 1.0.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Uti Equity Savings Fund Return Analysis

  • The fund has given a return of 0.76%, 1.99 and 5.8 in last one, three and six months respectively. In the same period the category average return was 0.68%, 0.92% and 3.79% respectively.
  • Uti Equity Savings Fund has given a return of 10.01% in last one year. In the same period the Equity Savings Fund category average return was 9.25%.
  • The fund has given a return of 12.04% in last three years and ranked 8.0th out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 11.35%.
  • The fund has given a return of 10.63% in last five years and ranked 4th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 9.26%.
  • The fund has given a SIP return of 9.9% in last one year whereas category average SIP return is 7.82%. The fund one year return rank in the category is 4th in 19 funds
  • The fund has SIP return of 10.27% in last three years and ranks 6th in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (12.29%) in the category in last three years.
  • The fund has SIP return of 10.75% in last five years whereas category average SIP return is 9.43%.

Uti Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.04 and semi deviation of 2.94. The category average standard deviation is 4.18 and semi deviation is 3.07.
  • The fund has a Value at Risk (VaR) of -3.66 and a maximum drawdown of -2.7. The category average VaR is -3.65 and the maximum drawdown is -3.74. The fund has a beta of 0.97 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.68
    0.60
    		-0.55 | 2.50 7 | 19 Good
    3M Return % 1.73
    0.69
    		-2.06 | 1.73 1 | 19 Very Good
    6M Return % 5.27
    3.31
    		-0.74 | 5.27 1 | 19 Very Good
    1Y Return % 8.88
    8.23
    		3.60 | 12.40 8 | 19 Good
    3Y Return % 11.02
    10.29
    		7.17 | 14.00 7 | 19 Good
    5Y Return % 9.66
    8.21
    		6.55 | 10.05 4 | 17 Very Good
    7Y Return % 9.89
    8.78
    		4.29 | 11.18 6 | 15 Good
    1Y SIP Return % 8.79
    6.81
    		-0.17 | 11.26 4 | 19 Very Good
    3Y SIP Return % 9.21
    8.41
    		6.34 | 11.30 5 | 19 Very Good
    5Y SIP Return % 9.74
    8.41
    		6.53 | 10.23 4 | 16 Very Good
    7Y SIP Return % 10.30
    8.96
    		7.13 | 10.91 3 | 15 Very Good
    Standard Deviation 4.04
    4.18
    		2.02 | 7.29 10 | 19 Good
    Semi Deviation 2.94
    3.07
    		1.36 | 6.03 10 | 19 Good
    Max Drawdown % -2.70
    -3.74
    		-10.71 | -0.47 8 | 19 Good
    VaR 1 Y % -3.66
    -3.65
    		-6.59 | -1.15 10 | 19 Good
    Average Drawdown % -1.11
    -1.31
    		-2.82 | -0.39 9 | 19 Good
    Sharpe Ratio 1.24
    1.00
    		0.61 | 1.53 2 | 19 Very Good
    Sterling Ratio 0.86
    0.74
    		0.60 | 0.91 3 | 19 Very Good
    Sortino Ratio 0.64
    0.51
    		0.30 | 0.79 5 | 19 Very Good
    Jensen Alpha % 1.02
    1.04
    		-1.46 | 3.73 11 | 19 Average
    Treynor Ratio 0.05
    0.05
    		0.03 | 0.07 8 | 19 Good
    Modigliani Square Measure % 11.07
    10.44
    		7.71 | 15.30 8 | 19 Good
    Alpha % 1.00
    0.16
    		-2.77 | 3.86 6 | 19 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.76 0.68 -0.41 | 2.57 7 | 19 Good
    3M Return % 1.99 0.92 -1.68 | 1.99 1 | 19 Very Good
    6M Return % 5.80 3.79 0.06 | 5.80 1 | 19 Very Good
    1Y Return % 10.01 9.25 5.26 | 13.37 8 | 19 Good
    3Y Return % 12.04 11.35 8.01 | 15.01 8 | 19 Good
    5Y Return % 10.63 9.26 7.18 | 11.21 4 | 17 Very Good
    7Y Return % 10.86 9.81 5.21 | 12.33 4 | 15 Very Good
    1Y SIP Return % 9.90 7.82 1.45 | 12.22 4 | 19 Very Good
    3Y SIP Return % 10.27 9.45 7.33 | 12.29 6 | 19 Good
    5Y SIP Return % 10.75 9.43 7.39 | 11.43 4 | 17 Very Good
    7Y SIP Return % 11.29 9.96 8.08 | 12.03 4 | 15 Very Good
    Standard Deviation 4.04 4.18 2.02 | 7.29 10 | 19 Good
    Semi Deviation 2.94 3.07 1.36 | 6.03 10 | 19 Good
    Max Drawdown % -2.70 -3.74 -10.71 | -0.47 8 | 19 Good
    VaR 1 Y % -3.66 -3.65 -6.59 | -1.15 10 | 19 Good
    Average Drawdown % -1.11 -1.31 -2.82 | -0.39 9 | 19 Good
    Sharpe Ratio 1.24 1.00 0.61 | 1.53 2 | 19 Very Good
    Sterling Ratio 0.86 0.74 0.60 | 0.91 3 | 19 Very Good
    Sortino Ratio 0.64 0.51 0.30 | 0.79 5 | 19 Very Good
    Jensen Alpha % 1.02 1.04 -1.46 | 3.73 11 | 19 Average
    Treynor Ratio 0.05 0.05 0.03 | 0.07 8 | 19 Good
    Modigliani Square Measure % 11.07 10.44 7.71 | 15.30 8 | 19 Good
    Alpha % 1.00 0.16 -2.77 | 3.86 6 | 19 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Equity Savings Fund NAV Regular Growth Uti Equity Savings Fund NAV Direct Growth
    12-02-2026 19.0769 20.4106
    11-02-2026 19.1442 20.4821
    10-02-2026 19.1216 20.4574
    09-02-2026 19.1055 20.4396
    06-02-2026 19.0399 20.3677
    05-02-2026 19.0059 20.3308
    04-02-2026 19.0362 20.3627
    03-02-2026 19.0483 20.3751
    02-02-2026 18.8833 20.198
    30-01-2026 18.9361 20.2528
    29-01-2026 18.9886 20.3084
    28-01-2026 18.9356 20.2512
    27-01-2026 18.8676 20.1779
    23-01-2026 18.8281 20.1334
    22-01-2026 18.8809 20.1893
    21-01-2026 18.838 20.1429
    20-01-2026 18.8521 20.1574
    19-01-2026 18.9557 20.2676
    16-01-2026 18.9981 20.3112
    14-01-2026 18.958 20.2672
    13-01-2026 18.9396 20.2469
    12-01-2026 18.9489 20.2563

    Fund Launch Date: 10/Aug/2018
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: Crisil Equity Savings Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.