Uti Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 5
Rating
Growth Option 04-12-2025
NAV ₹18.87(R) +0.09% ₹20.15(D) +0.09%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.01% 10.45% 10.89% 9.62% -%
Direct 8.12% 11.45% 11.86% 10.59% -%
Benchmark
SIP (XIRR) Regular 9.44% 9.82% 9.33% 10.14% -%
Direct 10.56% 10.87% 10.32% 11.12% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.11 0.57 0.83 0.86% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.14% -3.66% -2.7% 0.96 3.0%
Fund AUM As on: 30/06/2025 681 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Mirae Asset Equity Savings Fund 3
Aditya Birla Sun Life Equity Savings Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI Equity Savings Fund - Regular Plan - Growth Option 18.87
0.0200
0.0900%
UTI Equity Savings Fund - Regular Plan - IDCW 18.87
0.0200
0.0900%
UTI Equity Savings Fund - Regular Plan - Monthly IDCW 18.87
0.0200
0.0900%
UTI Equity Savings Fund - Regular Plan - Quarterly IDCW 18.87
0.0200
0.0900%
UTI Equity Savings Fund - Direct Plan - Quarterly IDCW 20.15
0.0200
0.0900%
UTI Equity Savings Fund - Direct Plan - Monthly IDCW 20.15
0.0200
0.0900%
UTI Equity Savings Fund - Direct Plan - Growth Option 20.15
0.0200
0.0900%
UTI Equity Savings Fund - Direct Plan - IDCW 20.15
0.0200
0.0900%

Review Date: 04-12-2025

Beginning of Analysis

Uti Equity Savings Fund is the 8th ranked fund in the Equity Savings Fund category. The category has total 18 funds. The Uti Equity Savings Fund has shown a very good past performence in Equity Savings Fund. The fund has a Jensen Alpha of 0.86% which is lower than the category average of 1.06%, showing poor performance. The fund has a Sharpe Ratio of 1.11 which is higher than the category average of 0.93.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Uti Equity Savings Fund Return Analysis

  • The fund has given a return of 1.3%, 4.07 and 4.71 in last one, three and six months respectively. In the same period the category average return was 0.54%, 2.34% and 3.91% respectively.
  • Uti Equity Savings Fund has given a return of 8.12% in last one year. In the same period the Equity Savings Fund category average return was 6.42%.
  • The fund has given a return of 11.45% in last three years and ranked 8.0th out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 10.82%.
  • The fund has given a return of 11.86% in last five years and ranked 4th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 10.33%.
  • The fund has given a SIP return of 10.56% in last one year whereas category average SIP return is 8.85%. The fund one year return rank in the category is 4th in 19 funds
  • The fund has SIP return of 10.87% in last three years and ranks 7th in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (12.93%) in the category in last three years.
  • The fund has SIP return of 10.32% in last five years whereas category average SIP return is 9.15%.

Uti Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.14 and semi deviation of 3.0. The category average standard deviation is 4.08 and semi deviation is 2.96.
  • The fund has a Value at Risk (VaR) of -3.66 and a maximum drawdown of -2.7. The category average VaR is -3.62 and the maximum drawdown is -3.48. The fund has a beta of 0.97 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.22
    0.47
    		-0.40 | 1.22 1 | 19 Very Good
    3M Return % 3.81
    2.11
    		0.03 | 3.81 1 | 19 Very Good
    6M Return % 4.20
    3.42
    		0.05 | 5.79 5 | 19 Very Good
    1Y Return % 7.01
    5.42
    		1.01 | 8.43 4 | 19 Very Good
    3Y Return % 10.45
    9.76
    		7.11 | 13.31 7 | 19 Good
    5Y Return % 10.89
    9.26
    		7.39 | 11.19 4 | 17 Very Good
    7Y Return % 9.62
    8.47
    		3.90 | 10.18 5 | 14 Good
    1Y SIP Return % 9.44
    7.84
    		2.89 | 10.69 4 | 19 Very Good
    3Y SIP Return % 9.82
    9.30
    		7.03 | 11.93 7 | 19 Good
    5Y SIP Return % 9.33
    8.13
    		6.16 | 10.08 4 | 17 Very Good
    7Y SIP Return % 10.14
    8.74
    		6.66 | 10.55 2 | 14 Very Good
    Standard Deviation 4.14
    4.08
    		2.08 | 5.58 10 | 18 Good
    Semi Deviation 3.00
    2.96
    		1.41 | 4.16 10 | 18 Good
    Max Drawdown % -2.70
    -3.48
    		-5.90 | -0.70 8 | 18 Good
    VaR 1 Y % -3.66
    -3.62
    		-6.06 | -1.15 9 | 18 Good
    Average Drawdown % -1.22
    -1.42
    		-2.49 | -0.39 8 | 18 Good
    Sharpe Ratio 1.11
    0.93
    		0.58 | 1.45 3 | 18 Very Good
    Sterling Ratio 0.83
    0.73
    		0.60 | 0.91 3 | 18 Very Good
    Sortino Ratio 0.57
    0.47
    		0.28 | 0.72 4 | 18 Very Good
    Jensen Alpha % 0.86
    1.06
    		-1.58 | 3.61 11 | 18 Average
    Treynor Ratio 0.05
    0.04
    		0.03 | 0.07 5 | 18 Very Good
    Modigliani Square Measure % 10.75
    10.53
    		8.22 | 14.93 8 | 18 Good
    Alpha % 0.71
    -0.07
    		-2.69 | 1.71 7 | 18 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.30 0.54 -0.27 | 1.30 1 | 19 Very Good
    3M Return % 4.07 2.34 0.43 | 4.07 1 | 19 Very Good
    6M Return % 4.71 3.91 0.86 | 6.23 5 | 19 Very Good
    1Y Return % 8.12 6.42 2.64 | 9.11 4 | 19 Very Good
    3Y Return % 11.45 10.82 7.96 | 14.32 8 | 19 Good
    5Y Return % 11.86 10.33 7.97 | 12.20 4 | 17 Very Good
    7Y Return % 10.59 9.50 4.82 | 11.29 5 | 14 Good
    1Y SIP Return % 10.56 8.85 4.56 | 11.91 4 | 19 Very Good
    3Y SIP Return % 10.87 10.35 7.87 | 12.93 7 | 19 Good
    5Y SIP Return % 10.32 9.15 7.02 | 11.27 4 | 17 Very Good
    7Y SIP Return % 11.12 9.74 7.62 | 11.72 3 | 14 Very Good
    Standard Deviation 4.14 4.08 2.08 | 5.58 10 | 18 Good
    Semi Deviation 3.00 2.96 1.41 | 4.16 10 | 18 Good
    Max Drawdown % -2.70 -3.48 -5.90 | -0.70 8 | 18 Good
    VaR 1 Y % -3.66 -3.62 -6.06 | -1.15 9 | 18 Good
    Average Drawdown % -1.22 -1.42 -2.49 | -0.39 8 | 18 Good
    Sharpe Ratio 1.11 0.93 0.58 | 1.45 3 | 18 Very Good
    Sterling Ratio 0.83 0.73 0.60 | 0.91 3 | 18 Very Good
    Sortino Ratio 0.57 0.47 0.28 | 0.72 4 | 18 Very Good
    Jensen Alpha % 0.86 1.06 -1.58 | 3.61 11 | 18 Average
    Treynor Ratio 0.05 0.04 0.03 | 0.07 5 | 18 Very Good
    Modigliani Square Measure % 10.75 10.53 8.22 | 14.93 8 | 18 Good
    Alpha % 0.71 -0.07 -2.69 | 1.71 7 | 18 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Equity Savings Fund NAV Regular Growth Uti Equity Savings Fund NAV Direct Growth
    04-12-2025 18.8709 20.1509
    03-12-2025 18.8549 20.1332
    02-12-2025 18.8545 20.1322
    01-12-2025 18.8811 20.16
    28-11-2025 18.8732 20.15
    27-11-2025 18.8825 20.1593
    26-11-2025 18.8804 20.1565
    25-11-2025 18.7922 20.0618
    24-11-2025 18.7933 20.0625
    21-11-2025 18.8203 20.0896
    20-11-2025 18.8459 20.1164
    19-11-2025 18.8203 20.0885
    18-11-2025 18.775 20.0396
    17-11-2025 18.7961 20.0616
    14-11-2025 18.7604 20.0218
    13-11-2025 18.7653 20.0265
    12-11-2025 18.753 20.0129
    11-11-2025 18.7145 19.9712
    10-11-2025 18.6613 19.9139
    07-11-2025 18.6163 19.8643
    06-11-2025 18.6112 19.8582
    04-11-2025 18.6433 19.8914

    Fund Launch Date: 10/Aug/2018
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: Crisil Equity Savings Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.