Uti Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 10
Rating
Growth Option 01-10-2026
NAV ₹18.49(R) -0.53% ₹19.91(D) -0.53%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 0.85% 6.65% 7.25% 8.97% -%
Direct 1.85% 7.67% 8.22% 9.93% -%
Benchmark
SIP (XIRR) Regular -2.69% 3.22% 6.29% 7.42% -%
Direct -1.71% 4.26% 7.32% 8.43% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.48 0.21 0.58 0.6% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.98% -5.83% -4.36% 0.95 3.85%
Fund AUM As on: 30/12/2025 774 Cr
Top Equity Savings Fund
Fund Name Rank Rating
HSBC Equity Savings Fund 1
Edelweiss Equity Savings Fund 2
Kotak Equity Savings Fund 3
Mirae Asset Equity Savings Fund 4

NAV Date: 01-10-2026

Scheme Name NAV Rupee Change Percent Change
UTI Equity Savings Fund - Regular Plan - Growth Option 18.49
-0.1000
-0.5300%
UTI Equity Savings Fund - Regular Plan - IDCW 18.49
-0.1000
-0.5300%
UTI Equity Savings Fund - Regular Plan - Monthly IDCW 18.49
-0.1000
-0.5300%
UTI Equity Savings Fund - Regular Plan - Quarterly IDCW 18.49
-0.1000
-0.5300%
UTI Equity Savings Fund - Direct Plan - Quarterly IDCW 19.91
-0.1100
-0.5300%
UTI Equity Savings Fund - Direct Plan - Monthly IDCW 19.91
-0.1100
-0.5300%
UTI Equity Savings Fund - Direct Plan - Growth Option 19.91
-0.1100
-0.5300%
UTI Equity Savings Fund - Direct Plan - IDCW 19.91
-0.1100
-0.5300%

Review Date: 01-10-2026

Beginning of Analysis

In the Equity Savings Fund category, UTI Equity Savings Fund is the 8th ranked fund. The category has total 18 funds. The 4 star rating shows a very good past performance of the UTI Equity Savings Fund in Equity Savings Fund. The fund has a Jensen Alpha of 0.6% which is lower than the category average of 0.61%, showing poor performance. The fund has a Sharpe Ratio of 0.48 which is lower than the category average of 0.48.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

UTI Equity Savings Fund Return Analysis

  • The fund has given a return of -2.37%, -1.49 and 1.66 in last one, three and six months respectively. In the same period the category average return was -1.72%, -0.31% and 4.03% respectively.
  • UTI Equity Savings Fund has given a return of 1.85% in last one year. In the same period the Equity Savings Fund category average return was 3.24%.
  • The fund has given a return of 7.67% in last three years and ranked 12.0th out of nineteen funds in the category. In the same period the Equity Savings Fund category average return was 8.22%.
  • The fund has given a return of 8.22% in last five years and ranked 4th out of sixteen funds in the category. In the same period the Equity Savings Fund category average return was 7.52%.
  • The fund has given a SIP return of -1.71% in last one year whereas category average SIP return is 2.07%. The fund one year return rank in the category is 21st in 22 funds
  • The fund has SIP return of 4.26% in last three years and ranks 14th in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (9.27%) in the category in last three years.
  • The fund has SIP return of 7.32% in last five years whereas category average SIP return is 7.35%.

UTI Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.98 and semi deviation of 3.85. The category average standard deviation is 4.91 and semi deviation is 3.73.
  • The fund has a Value at Risk (VaR) of -5.83 and a maximum drawdown of -4.36. The category average VaR is -5.74 and the maximum drawdown is -4.56. The fund has a beta of 0.97 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.45
    -1.80
    		-3.03 | -0.78 21 | 22 Poor
    3M Return % -1.73
    -0.56
    		-1.88 | 1.12 21 | 22 Poor
    6M Return % 1.17
    3.50
    		0.72 | 9.04 21 | 22 Poor
    1Y Return % 0.85
    2.20
    		-1.98 | 6.24 16 | 22 Average
    3Y Return % 6.65
    7.19
    		5.24 | 11.36 13 | 19 Average
    5Y Return % 7.25
    6.50
    		5.05 | 8.57 5 | 16 Good
    7Y Return % 8.97
    8.02
    		4.88 | 10.26 5 | 16 Good
    1Y SIP Return % -2.69
    1.04
    		-3.47 | 7.69 21 | 22 Poor
    3Y SIP Return % 3.22
    4.35
    		2.13 | 8.31 15 | 19 Average
    5Y SIP Return % 6.29
    6.33
    		4.83 | 9.05 8 | 16 Good
    7Y SIP Return % 7.42
    6.92
    		5.44 | 8.95 5 | 16 Good
    Standard Deviation 4.98
    4.91
    		2.52 | 8.04 9 | 18 Good
    Semi Deviation 3.85
    3.73
    		1.92 | 6.46 9 | 18 Good
    Max Drawdown % -4.36
    -4.56
    		-10.71 | -1.88 9 | 18 Good
    VaR 1 Y % -5.83
    -5.74
    		-11.62 | -1.47 10 | 18 Good
    Average Drawdown % 1.85
    1.98
    		0.60 | 3.80 9 | 18 Good
    Sharpe Ratio 0.48
    0.48
    		0.06 | 1.05 9 | 18 Good
    Sterling Ratio 0.58
    0.58
    		0.43 | 0.82 9 | 18 Good
    Sortino Ratio 0.21
    0.21
    		0.03 | 0.49 9 | 18 Good
    Jensen Alpha % 0.60
    0.61
    		-0.81 | 4.94 7 | 18 Good
    Treynor Ratio 0.03
    0.03
    		0.01 | 0.07 9 | 18 Good
    Modigliani Square Measure % 2.42
    2.39
    		0.30 | 5.26 9 | 18 Good
    Alpha % 0.49
    0.29
    		-2.28 | 5.41 6 | 18 Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.37 -1.72 -2.91 | -0.68 20 | 22 Poor
    3M Return % -1.49 -0.31 -1.63 | 1.54 21 | 22 Poor
    6M Return % 1.66 4.03 1.26 | 9.98 21 | 22 Poor
    1Y Return % 1.85 3.24 -0.47 | 8.09 17 | 22 Average
    3Y Return % 7.67 8.22 6.16 | 12.34 12 | 19 Average
    5Y Return % 8.22 7.52 5.88 | 9.74 4 | 16 Very Good
    7Y Return % 9.93 9.09 5.84 | 11.36 4 | 16 Very Good
    1Y SIP Return % -1.71 2.07 -2.05 | 9.57 21 | 22 Poor
    3Y SIP Return % 4.26 5.37 3.63 | 9.27 14 | 19 Average
    5Y SIP Return % 7.32 7.35 5.64 | 10.19 7 | 16 Good
    7Y SIP Return % 8.43 7.96 6.32 | 10.14 6 | 16 Good
    Standard Deviation 4.98 4.91 2.52 | 8.04 9 | 18 Good
    Semi Deviation 3.85 3.73 1.92 | 6.46 9 | 18 Good
    Max Drawdown % -4.36 -4.56 -10.71 | -1.88 9 | 18 Good
    VaR 1 Y % -5.83 -5.74 -11.62 | -1.47 10 | 18 Good
    Average Drawdown % 1.85 1.98 0.60 | 3.80 9 | 18 Good
    Sharpe Ratio 0.48 0.48 0.06 | 1.05 9 | 18 Good
    Sterling Ratio 0.58 0.58 0.43 | 0.82 9 | 18 Good
    Sortino Ratio 0.21 0.21 0.03 | 0.49 9 | 18 Good
    Jensen Alpha % 0.60 0.61 -0.81 | 4.94 7 | 18 Good
    Treynor Ratio 0.03 0.03 0.01 | 0.07 9 | 18 Good
    Modigliani Square Measure % 2.42 2.39 0.30 | 5.26 9 | 18 Good
    Alpha % 0.49 0.29 -2.28 | 5.41 6 | 18 Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Equity Savings Fund NAV Regular Growth Uti Equity Savings Fund NAV Direct Growth
    01-10-2026 18.4896 19.9056
    30-09-2026 18.5881 20.0111
    29-09-2026 18.5794 20.0012
    28-09-2026 18.6143 20.0381
    25-09-2026 18.7265 20.1573
    24-09-2026 18.6935 20.1212
    23-09-2026 18.7999 20.2351
    22-09-2026 18.7623 20.1941
    21-09-2026 18.7742 20.2063
    18-09-2026 18.7759 20.2065
    17-09-2026 18.7114 20.1365
    16-09-2026 18.6987 20.1222
    15-09-2026 18.6756 20.0969
    11-09-2026 18.7706 20.1968
    10-09-2026 18.8184 20.2477
    09-09-2026 18.7905 20.2171
    08-09-2026 18.8549 20.2858
    07-09-2026 18.8866 20.3194
    04-09-2026 18.9028 20.3351
    03-09-2026 18.9042 20.3361
    02-09-2026 18.8921 20.3224
    01-09-2026 18.9535 20.3879

    Fund Launch Date: 10/Aug/2018
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: Crisil Equity Savings Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.