Uti Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 9
Rating
Growth Option 03-07-2026
NAV ₹18.9(R) +0.12% ₹20.29(D) +0.12%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.14% 8.55% 8.66% 9.09% -%
Direct 4.17% 9.58% 9.63% 10.04% -%
Benchmark
SIP (XIRR) Regular 3.12% 6.0% 7.96% 9.09% -%
Direct 4.14% 7.05% 8.98% 10.09% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.67 0.28 0.65 0.61% -0.45
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.94% -5.83% -4.36% 1.01 3.9%
Fund AUM As on: 30/12/2025 774 Cr
Top Equity Savings Fund
Fund Name Rank Rating
HSBC Equity Savings Fund 1
Edelweiss Equity Savings Fund 2
Aditya Birla Sun Life Equity Savings Fund 3
SBI Equity Savings Fund 4

NAV Date: 03-07-2026

Scheme Name NAV Rupee Change Percent Change
UTI Equity Savings Fund - Regular Plan - Growth Option 18.9
0.0200
0.1200%
UTI Equity Savings Fund - Regular Plan - IDCW 18.9
0.0200
0.1200%
UTI Equity Savings Fund - Regular Plan - Monthly IDCW 18.9
0.0200
0.1200%
UTI Equity Savings Fund - Regular Plan - Quarterly IDCW 18.9
0.0200
0.1200%
UTI Equity Savings Fund - Direct Plan - Quarterly IDCW 20.29
0.0200
0.1200%
UTI Equity Savings Fund - Direct Plan - Growth Option 20.29
0.0200
0.1200%
UTI Equity Savings Fund - Direct Plan - IDCW 20.29
0.0200
0.1200%
UTI Equity Savings Fund - Direct Plan - Monthly IDCW 20.3
0.0200
0.1200%

Review Date: 03-07-2026

Beginning of Analysis

In the Equity Savings Fund category, UTI Equity Savings Fund is the 8th ranked fund. The category has total 18 funds. The UTI Equity Savings Fund has shown a very good past performence in Equity Savings Fund. The fund has a Jensen Alpha of 0.61% which is higher than the category average of 0.56%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.67 which is higher than the category average of 0.59.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

UTI Equity Savings Fund Return Analysis

  • The fund has given a return of 1.95%, 3.05 and -0.49 in last one, three and six months respectively. In the same period the category average return was 2.09%, 4.26% and 1.42% respectively.
  • UTI Equity Savings Fund has given a return of 4.17% in last one year. In the same period the Equity Savings Fund category average return was 4.64%.
  • The fund has given a return of 9.58% in last three years and ranked 9.0th out of eighteen funds in the category. In the same period the Equity Savings Fund category average return was 9.61%.
  • The fund has given a return of 9.63% in last five years and ranked 4th out of sixteen funds in the category. In the same period the Equity Savings Fund category average return was 8.56%.
  • The fund has given a SIP return of 4.14% in last one year whereas category average SIP return is 5.36%. The fund one year return rank in the category is 15th in 20 funds
  • The fund has SIP return of 7.05% in last three years and ranks 9th in 18 funds. HSBC Equity Savings Fund has given the highest SIP return (12.02%) in the category in last three years.
  • The fund has SIP return of 8.98% in last five years whereas category average SIP return is 8.46%.

UTI Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.94 and semi deviation of 3.9. The category average standard deviation is 4.83 and semi deviation is 3.76.
  • The fund has a Value at Risk (VaR) of -5.83 and a maximum drawdown of -4.36. The category average VaR is -5.74 and the maximum drawdown is -4.56. The fund has a beta of 0.97 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.87
    2.01
    		0.36 | 2.96 13 | 22 Average
    3M Return % 2.81
    4.01
    		2.29 | 7.67 18 | 22 Average
    6M Return % -0.97
    0.93
    		-1.91 | 6.64 20 | 22 Poor
    1Y Return % 3.14
    3.61
    		-2.63 | 10.73 12 | 20 Average
    3Y Return % 8.55
    8.56
    		6.21 | 13.04 9 | 18 Good
    5Y Return % 8.66
    7.52
    		5.89 | 9.49 4 | 16 Very Good
    7Y Return % 9.09
    8.03
    		3.82 | 10.40 5 | 15 Good
    1Y SIP Return % 3.12
    4.34
    		-0.58 | 12.56 15 | 20 Average
    3Y SIP Return % 6.00
    6.41
    		3.79 | 11.05 10 | 18 Good
    5Y SIP Return % 7.96
    7.43
    		5.83 | 9.53 5 | 16 Good
    7Y SIP Return % 9.09
    8.20
    		6.63 | 9.97 5 | 15 Good
    Standard Deviation 4.94
    4.83
    		2.53 | 7.72 9 | 18 Good
    Semi Deviation 3.90
    3.76
    		1.95 | 6.41 9 | 18 Good
    Max Drawdown % -4.36
    -4.56
    		-10.71 | -1.88 9 | 18 Good
    VaR 1 Y % -5.83
    -5.74
    		-11.62 | -1.47 10 | 18 Good
    Average Drawdown % -1.85
    -1.98
    		-3.81 | -0.60 10 | 18 Good
    Sharpe Ratio 0.67
    0.59
    		0.04 | 1.05 7 | 18 Good
    Sterling Ratio 0.65
    0.61
    		0.46 | 0.79 7 | 18 Good
    Sortino Ratio 0.28
    0.26
    		0.02 | 0.45 8 | 18 Good
    Jensen Alpha % 0.61
    0.56
    		-1.46 | 3.93 9 | 18 Good
    Treynor Ratio -0.45
    -0.56
    		-0.94 | -0.38 9 | 18 Good
    Modigliani Square Measure % 9.23
    8.86
    		6.09 | 11.20 7 | 18 Good
    Alpha % 0.82
    0.47
    		-2.43 | 4.39 8 | 18 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.95 2.09 0.44 | 3.06 12 | 22 Good
    3M Return % 3.05 4.26 2.57 | 8.11 18 | 22 Average
    6M Return % -0.49 1.42 -1.22 | 7.08 20 | 22 Poor
    1Y Return % 4.17 4.64 -1.11 | 11.67 11 | 20 Average
    3Y Return % 9.58 9.61 7.03 | 14.04 9 | 18 Good
    5Y Return % 9.63 8.56 6.76 | 10.66 4 | 16 Very Good
    7Y Return % 10.04 9.10 4.76 | 11.53 4 | 15 Very Good
    1Y SIP Return % 4.14 5.36 0.94 | 13.51 15 | 20 Average
    3Y SIP Return % 7.05 7.44 5.46 | 12.02 9 | 18 Good
    5Y SIP Return % 8.98 8.46 6.66 | 10.68 5 | 16 Good
    7Y SIP Return % 10.09 9.26 7.55 | 11.09 4 | 15 Very Good
    Standard Deviation 4.94 4.83 2.53 | 7.72 9 | 18 Good
    Semi Deviation 3.90 3.76 1.95 | 6.41 9 | 18 Good
    Max Drawdown % -4.36 -4.56 -10.71 | -1.88 9 | 18 Good
    VaR 1 Y % -5.83 -5.74 -11.62 | -1.47 10 | 18 Good
    Average Drawdown % -1.85 -1.98 -3.81 | -0.60 10 | 18 Good
    Sharpe Ratio 0.67 0.59 0.04 | 1.05 7 | 18 Good
    Sterling Ratio 0.65 0.61 0.46 | 0.79 7 | 18 Good
    Sortino Ratio 0.28 0.26 0.02 | 0.45 8 | 18 Good
    Jensen Alpha % 0.61 0.56 -1.46 | 3.93 9 | 18 Good
    Treynor Ratio -0.45 -0.56 -0.94 | -0.38 9 | 18 Good
    Modigliani Square Measure % 9.23 8.86 6.09 | 11.20 7 | 18 Good
    Alpha % 0.82 0.47 -2.43 | 4.39 8 | 18 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Equity Savings Fund NAV Regular Growth Uti Equity Savings Fund NAV Direct Growth
    03-07-2026 18.897 20.2947
    02-07-2026 18.8743 20.2698
    01-07-2026 18.8159 20.2066
    30-06-2026 18.7788 20.1663
    29-06-2026 18.794 20.182
    25-06-2026 18.8303 20.2188
    24-06-2026 18.8201 20.2074
    23-06-2026 18.7784 20.162
    22-06-2026 18.832 20.2191
    19-06-2026 18.7946 20.1773
    18-06-2026 18.8159 20.1996
    17-06-2026 18.8051 20.1875
    16-06-2026 18.7708 20.1502
    15-06-2026 18.7354 20.1116
    12-06-2026 18.6295 19.9964
    11-06-2026 18.5055 19.8628
    10-06-2026 18.5238 19.8818
    09-06-2026 18.5428 19.9016
    08-06-2026 18.5139 19.8702
    05-06-2026 18.5656 19.924
    04-06-2026 18.5589 19.9163
    03-06-2026 18.5504 19.9067

    Fund Launch Date: 10/Aug/2018
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: Crisil Equity Savings Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.