Uti Equity Savings Fund Overview
Category Equity Savings Fund
BMSMONEY Rank 3
Rating
Growth Option 21-05-2025
NAV ₹18.17(R) +0.25% ₹19.3(D) +0.25%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.2% 12.04% 13.49% -% -%
Direct 9.27% 13.02% 14.47% -% -%
Benchmark
SIP (XIRR) Regular 7.5% 11.29% 11.22% -% -%
Direct 8.63% 12.32% 12.21% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.0 0.51 0.87 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.7% -5.03% -2.7% - 3.39%

NAV Date: 21-05-2025

Scheme Name NAV Rupee Change Percent Change
UTI Equity Savings Fund - Regular Plan - Growth Option 18.17
0.0500
0.2500%
UTI Equity Savings Fund - Regular Plan - IDCW 18.17
0.0500
0.2500%
UTI Equity Savings Fund - Regular Plan - Monthly IDCW 18.17
0.0500
0.2500%
UTI Equity Savings Fund - Regular Plan - Quarterly IDCW 18.17
0.0500
0.2500%
UTI Equity Savings Fund - Direct Plan - Quarterly IDCW 19.3
0.0500
0.2500%
UTI Equity Savings Fund - Direct Plan - Growth Option 19.3
0.0500
0.2500%
UTI Equity Savings Fund - Direct Plan - IDCW 19.3
0.0500
0.2500%
UTI Equity Savings Fund - Direct Plan - Monthly IDCW 19.31
0.0500
0.2500%

Review Date: 21-05-2025

Beginning of Analysis

In the Equity Savings Fund category, Uti Equity Savings Fund is the third ranked fund. The category has total 18 funds. The 5 star rating shows an excellent past performance of the Uti Equity Savings Fund in Equity Savings Fund. The fund has a Sharpe Ratio of 1.0 which is higher than the category average of 0.68.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Uti Equity Savings Fund Return Analysis

  • The fund has given a return of 1.0%, 4.21 and 5.01 in last one, three and six months respectively. In the same period the category average return was 1.3%, 4.44% and 4.01% respectively.
  • Uti Equity Savings Fund has given a return of 9.27% in last one year. In the same period the Equity Savings Fund category average return was 9.34%.
  • The fund has given a return of 13.02% in last three years and ranked 4.0th out of 18 funds in the category. In the same period the Equity Savings Fund category average return was 11.68%.
  • The fund has given a return of 14.47% in last five years and ranked 5th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 13.12%.
  • The fund has given a SIP return of 8.63% in last one year whereas category average SIP return is 6.95%. The fund one year return rank in the category is 7th in 19 funds
  • The fund has SIP return of 12.32% in last three years and ranks 7th in 18 funds. Invesco India Equity Savings Fund has given the highest SIP return (14.11%) in the category in last three years.
  • The fund has SIP return of 12.21% in last five years whereas category average SIP return is 10.84%.

Uti Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.7 and semi deviation of 3.39. The category average standard deviation is 4.66 and semi deviation is 3.37.
  • The fund has a Value at Risk (VaR) of -5.03 and a maximum drawdown of -2.7. The category average VaR is -4.75 and the maximum drawdown is -3.66.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Equity Savings Fund NAV Regular Growth Uti Equity Savings Fund NAV Direct Growth
    21-05-2025 18.1737 19.3045
    20-05-2025 18.1282 19.2557
    19-05-2025 18.1981 19.3293
    16-05-2025 18.2029 19.3324
    15-05-2025 18.2171 19.3469
    14-05-2025 18.1125 19.2352
    13-05-2025 18.0767 19.1965
    12-05-2025 18.1159 19.2375
    09-05-2025 17.9034 19.0099
    08-05-2025 17.971 19.081
    07-05-2025 18.032 19.1451
    06-05-2025 18.0093 19.1204
    02-05-2025 18.0032 19.1115
    30-04-2025 18.0122 19.1197
    28-04-2025 18.0058 19.1116
    25-04-2025 17.9642 19.0655
    24-04-2025 18.0359 19.141
    23-04-2025 18.0381 19.1427
    22-04-2025 18.0028 19.1046
    21-04-2025 18.0111 19.1128

    Fund Launch Date: 10/Aug/2018
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: Crisil Equity Savings Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.