Franklin India Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 8
BMSMONEY Rating
Growth Option As On: 27-05-2024
NAV ₹20.56 (R) 0.0% ₹21.39 (D) 0.0%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 6.66% 5.07% 6.37% 6.78% 7.33%
LumpSum Dir. P 7.0% 5.43% 6.72% 7.15% 7.76%
SIP Reg. P 7.11% 6.04% 5.0% 6.0% 6.61%
SIP Dir. P 7.44% 6.39% 5.34% 6.35% 6.99%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-2.07 -0.54 0.47 2.1% -0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.12% -0.52% -0.77% 0.49 0.89%

NAV Date: 27-05-2024

Scheme Name NAV Rupee Change Percent Change
Franklin India Banking and PSU Debt Fund - IDCW 10.57
0.0000
0.0000%
Franklin India Banking and PSU Debt Fund - Direct - IDCW 11.16
0.0000
0.0000%
Franklin India Banking & PSU Debt Fund - Growth 20.56
0.0000
0.0000%
Franklin India Banking & PSU Debt Fund - Direct - Growth 21.39
0.0000
0.0000%

Review Date: March 28, 2024

Performance of the Franklin India Banking & Psu Debt Fund has been analyzed on 20 performance parameters. Out of eight return parameters, the fund has zero return parameters in first quartile; whereas zero risk parameters (out of five) in first quartile. Similarly one risk-adjusted performance parameter is in first quartile. Based on this performance Franklin India Banking & Psu Debt Fund has achieved eighth (out of 19 funds), which is average rank in the Banking and PSU Debt Fund category. Essentially, among its peer group of similar types of funds, it stands in the very good position, a testament to its successful track record. The Banking and PSU Debt Fund category has 19 funds.
Using a composite performance score, our ranking methodology takes into account the fund's return, the risk it carries, and its risk-adjusted performance during the last three years. This composite performance score then becomes the basis for ranking funds within the category.

The Franklin India Banking & Psu Debt Fund has poor return performance, as all 1 year and above return parameters are below average in Banking and PSU Debt Fund category. The details are provided below.'
    '
  1. 1 Month Return%: One month return shows funds performance in very short period of time, the Franklin India Banking & Psu Debt Fund has given return of 0.64% in last one month which is very poor as it is in the fourth quartile in Banking and PSU Debt Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the Franklin India Banking & Psu Debt Fund has given return of 1.88% in last three month which is very poor as it is in the fourth quartile in Banking and PSU Debt Fund.
  3. 1 Year Return%: The Franklin India Banking & Psu Debt Fund has given return of 7.19% in last one year which is poor as it is in the below average in Banking and PSU Debt Fund. The one year return rank of Franklin India Banking & Psu Debt Fund is 10 in 20 funds. The investment of ₹ 10,000 in this fund would have become ₹ 10719.0 in one year.
  4. 3 Year Return%: The Franklin India Banking & Psu Debt Fund has given return of 5.15% in last three year which is poor as it is in the below average with return rank of 10 in 19 funds. in Banking and PSU Debt Fund.
  5. 5 Year Return%: The Franklin India Banking & Psu Debt Fund has given return of 6.49% in last five year which is poor as it is in the below average with return rank of 9 in 15 funds. in Banking and PSU Debt Fund.
  6. 1 Year SIP Return%: The Franklin India Banking & Psu Debt Fund has given return of -8.79% in last one year which is very poor as it is in the fourth quartile with rank of 15 in 20 funds. in Banking and PSU Debt Fund.
  7. 3 Year SIP Return%: The Franklin India Banking & Psu Debt Fund has given return of 4.08% in last three year which is poor as it is in the below average with return rank of 10 in 19 funds. in Banking and PSU Debt Fund.
  8. 5 Year SIP Return%: The Franklin India Banking & Psu Debt Fund has given return of 5.14% in last five year which is poor as it is in the below average with return rank of 10 in 15 funds. in Banking and PSU Debt Fund.
  9. '
'

The Franklin India Banking & Psu Debt Fund has average risk performance, as more than 25% risk parameters are above average Banking and PSU Debt Fund category. The details are provided below. '
    '
  1. Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The Franklin India Banking & Psu Debt Fund has standard deviation of 1.12 which is good as it is above average with risk rank of 7 in 12 funds. in Banking and PSU Debt Fund.
  2. Semi Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. It uses only negative returns for calculation. The Franklin India Banking & Psu Debt Fund has semi deviation of 0.89 which is good as it is above average with risk rank of 8 in 12 funds. in Banking and PSU Debt Fund.
  3. Max Drawdown %: It is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The Franklin India Banking & Psu Debt Fund has max drawdown of -0.77% which is good as it is above average with risk rank of 8 in 12 funds. in Banking and PSU Debt Fund.
  4. 1Y VaR at 95%: It is the maximum expected loss of an investment over a given time period with a given probability of confidence. The Franklin India Banking & Psu Debt Fund has 1Y VaR at 95% of -0.52% which is very poor as it is in the fourth quartile with risk rank of 9 in 12 funds. in Banking and PSU Debt Fund.
  5. Average Drawdown %: It is the average of the drawdowns over a period of time. The Franklin India Banking & Psu Debt Fund has average drawdown of -0.34% which is good as it is above average with risk rank of 4 in 12 funds. in Banking and PSU Debt Fund.
  6. '
'

The Franklin India Banking & Psu Debt Fund has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in Banking and PSU Debt Fund category. The details are provided below. '
    '
  1. Sterling Ratio: It is a measure of risk-adjusted return. The Franklin India Banking & Psu Debt Fund has Sterling Ratio of 0.47 which is poor as it is in the below average with risk rank of 8 in 12 funds. in Banking and PSU Debt Fund.
  2. Sortino Ratio: It is a measure of risk-adjusted return. The Franklin India Banking & Psu Debt Fund has Sortino Ratio of -0.54 which is poor as it is in the below average with risk rank of 7 in 12 funds. in Banking and PSU Debt Fund.
  3. Jensen Alpha %: It is a measure of risk-adjusted return. The Franklin India Banking & Psu Debt Fund has Jensen Alpha of 2.1% which is good as it is above average with risk rank of 4 in 12 funds. in Banking and PSU Debt Fund.
  4. Treynor Ratio: It is a measure of risk-adjusted return. The Franklin India Banking & Psu Debt Fund has Treynor Ratio of -0.05 which is very poor as it is in the fourth quartile with risk rank of 11 in 12 funds. in Banking and PSU Debt Fund.
  5. Modigliani Square Measure %: It is a measure of risk-adjusted return. The Franklin India Banking & Psu Debt Fund has Modigliani Square Measure of 9.22% which is very good as it is in the top quartile with risk rank of 2 in 12 funds. in Banking and PSU Debt Fund.
  6. Alpha %: It is a measure of risk-adjusted return. The Franklin India Banking & Psu Debt Fund has Alpha of -0.29% which is poor as it is in the below average with risk rank of 7 in 12 funds. in Banking and PSU Debt Fund.
  7. '
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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.62
0.83
0.62 | 1.05 20 | 20
No
No
Yes
3M Return % 1.75
1.78
1.65 | 1.94 16 | 20
No
No
Yes
6M Return % 3.79
4.03
3.79 | 4.54 20 | 20
No
No
Yes
1Y Return % 6.66
6.54
5.92 | 7.29 9 | 20
Yes
No
No
3Y Return % 5.07
5.17
4.29 | 7.26 12 | 19
No
No
No
5Y Return % 6.37
6.54
5.71 | 7.38 11 | 15
No
No
No
7Y Return % 6.78
6.66
5.84 | 7.35 7 | 15
Yes
No
No
10Y Return % 7.33
7.25
6.42 | 7.82 7 | 12
Yes
No
No
1Y SIP Return % 7.11
7.28
6.94 | 7.95 14 | 20
No
No
No
3Y SIP Return % 6.04
6.11
5.48 | 7.56 10 | 19
No
No
No
5Y SIP Return % 5.00
5.15
4.47 | 6.38 10 | 15
No
No
No
7Y SIP Return % 6.00
6.01
5.36 | 6.56 10 | 15
No
No
No
10Y SIP Return % 6.61
6.52
5.87 | 6.90 8 | 13
Yes
No
No
Return data last Updated On : May 27, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.65 0.86 0.65 | 1.07 19 | 19
No
No
Yes
3M Return % 1.83 1.87 1.78 | 2.01 15 | 19
No
No
Yes
6M Return % 3.95 4.22 3.95 | 4.67 19 | 19
No
No
Yes
1Y Return % 7.00 6.95 6.25 | 7.64 9 | 19
Yes
No
No
3Y Return % 5.43 5.61 4.68 | 7.55 12 | 18
No
No
No
5Y Return % 6.72 6.99 6.14 | 7.73 11 | 14
No
No
Yes
7Y Return % 7.15 7.08 6.00 | 7.68 9 | 14
Yes
No
No
10Y Return % 7.76 7.63 6.96 | 8.16 5 | 12
Yes
No
No
1Y SIP Return % 7.44 7.68 7.25 | 8.21 16 | 19
No
No
Yes
3Y SIP Return % 6.39 6.54 6.00 | 7.89 11 | 18
No
No
No
5Y SIP Return % 5.34 5.57 4.85 | 6.64 10 | 14
No
No
No
7Y SIP Return % 6.35 6.43 5.77 | 6.90 8 | 14
No
No
No
10Y SIP Return % 6.99 6.95 6.31 | 7.32 6 | 12
Yes
No
No
Return data last Updated On : May 27, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.0 ₹ 10000.0 0.0 ₹ 10000.0
1W 0.11 ₹ 10011.0 0.11 ₹ 10011.0
1M 0.62 ₹ 10062.0 0.65 ₹ 10065.0
3M 1.75 ₹ 10175.0 1.83 ₹ 10183.0
6M 3.79 ₹ 10379.0 3.95 ₹ 10395.0
1Y 6.66 ₹ 10666.0 7.0 ₹ 10700.0
3Y 5.07 ₹ 11600.0 5.43 ₹ 11717.0
5Y 6.37 ₹ 13614.0 6.72 ₹ 13840.0
7Y 6.78 ₹ 15824.0 7.15 ₹ 16211.0
10Y 7.33 ₹ 20288.0 7.76 ₹ 21105.0
15Y - ₹ - - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.1071 ₹ 12455.484 7.4448 ₹ 12476.892
3Y ₹ 36000 6.0424 ₹ 39456.432 6.3912 ₹ 39662.496
5Y ₹ 60000 4.9968 ₹ 68083.08 5.3404 ₹ 68674.14
7Y ₹ 84000 5.9961 ₹ 103957.728 6.3532 ₹ 105290.052
10Y ₹ 120000 6.6087 ₹ 168550.56 6.9914 ₹ 171959.88
15Y ₹ 180000 - ₹ - - ₹ -


Date NAV Regular Growth NAV Direct Growth
27-05-2024 20.5555 21.3949
24-05-2024 20.5502 21.3888
22-05-2024 20.5404 21.3783
21-05-2024 20.5334 21.3708
17-05-2024 20.515 21.3509
16-05-2024 20.5139 21.3495
15-05-2024 20.5031 21.3381
14-05-2024 20.4901 21.3243
13-05-2024 20.4839 21.3177
10-05-2024 20.4728 21.3056
09-05-2024 20.4728 21.3054
08-05-2024 20.4664 21.2986
07-05-2024 20.4665 21.2984
06-05-2024 20.4604 21.2919
03-05-2024 20.4424 21.2727
02-05-2024 20.4366 21.2663
30-04-2024 20.4338 21.2631
29-04-2024 20.428 21.2569
26-04-2024 20.4182 21.2461
25-04-2024 20.4188 21.2466
24-04-2024 20.4153 21.2428
23-04-2024 20.4122 21.2394
22-04-2024 20.4066 21.2334
19-04-2024 20.3918 21.2174
18-04-2024 20.4004 21.2263
16-04-2024 20.3931 21.2183
15-04-2024 20.3981 21.2234
12-04-2024 20.3879 21.2122
08-04-2024 20.3772 21.2004
05-04-2024 20.3737 21.1963
04-04-2024 20.3727 21.1951
03-04-2024 20.3629 21.1848
02-04-2024 20.3565 21.1779
28-03-2024 20.3315 21.151
27-03-2024 20.314 21.1327
26-03-2024 20.313 21.1314
22-03-2024 20.308 21.1256
21-03-2024 20.3063 21.1236
20-03-2024 20.3 21.1169
19-03-2024 20.292 21.1085
18-03-2024 20.295 21.1114
15-03-2024 20.2884 21.1041
14-03-2024 20.2799 21.095
13-03-2024 20.2751 21.0899
12-03-2024 20.2735 21.0881
11-03-2024 20.2712 21.0854
07-03-2024 20.2471 21.0597
06-03-2024 20.243 21.0553
05-03-2024 20.2334 21.0452
04-03-2024 20.2331 21.0447
01-03-2024 20.2199 21.0305
29-02-2024 20.2196 21.03
28-02-2024 20.21 21.0199
27-02-2024 20.2013 21.0106
26-02-2024 20.2006 21.0098
23-02-2024 20.1906 20.9989
22-02-2024 20.187 20.9949
21-02-2024 20.1798 20.9873
20-02-2024 20.1726 20.9796
16-02-2024 20.1565 20.9622
15-02-2024 20.1526 20.958
14-02-2024 20.1441 20.949
13-02-2024 20.145 20.9498
12-02-2024 20.1441 20.9486
09-02-2024 20.1405 20.9444
08-02-2024 20.1367 20.9403
07-02-2024 20.1289 20.9321
06-02-2024 20.1266 20.9295
05-02-2024 20.1194 20.9218
02-02-2024 20.1171 20.9189
01-02-2024 20.1027 20.9038
31-01-2024 20.0777 20.8776
30-01-2024 20.0744 20.8741
29-01-2024 20.0696 20.8688
25-01-2024 20.0538 20.8518
24-01-2024 20.0516 20.8493
23-01-2024 20.0455 20.8429
19-01-2024 20.0301 20.8262
18-01-2024 20.0334 20.8295
17-01-2024 20.0376 20.8337
16-01-2024 20.0348 20.8306
15-01-2024 20.0308 20.8262
12-01-2024 20.0028 20.7966
11-01-2024 19.9988 20.7922
10-01-2024 19.9961 20.7892
09-01-2024 19.992 20.7847
08-01-2024 19.9846 20.7768
05-01-2024 19.9706 20.7617
04-01-2024 19.9689 20.7598
03-01-2024 19.9702 20.7609
02-01-2024 19.965 20.7553
01-01-2024 19.9655 20.7556
29-12-2023 19.9569 20.7461
28-12-2023 19.9464 20.7349
27-12-2023 19.9454 20.7337
26-12-2023 19.9458 20.7339
22-12-2023 19.931 20.7178
21-12-2023 19.9285 20.7149
20-12-2023 19.9223 20.7083
19-12-2023 19.9188 20.7045
18-12-2023 19.917 20.7024
15-12-2023 19.9056 20.69
14-12-2023 19.8863 20.6698
13-12-2023 19.8695 20.6521
12-12-2023 19.8607 20.6428
11-12-2023 19.8581 20.6398
08-12-2023 19.8529 20.6339
07-12-2023 19.8589 20.6399
06-12-2023 19.8504 20.6309
05-12-2023 19.8463 20.6264
04-12-2023 19.8375 20.6171
01-12-2023 19.8209 20.5993
30-11-2023 19.8232 20.6014
29-11-2023 19.8287 20.6069
28-11-2023 19.8192 20.5969
24-11-2023 19.8051 20.5815
23-11-2023 19.8129 20.5894
22-11-2023 19.8097 20.5859
21-11-2023 19.8014 20.5771
20-11-2023 19.8103 20.5861
17-11-2023 19.8141 20.5895
16-11-2023 19.805 20.5799
15-11-2023 19.8005 20.5751
13-11-2023 19.7775 20.5508
10-11-2023 19.7632 20.5354
09-11-2023 19.7701 20.5424
08-11-2023 19.7629 20.5347
07-11-2023 19.7551 20.5264
06-11-2023 19.7495 20.5203
03-11-2023 19.7363 20.506
02-11-2023 19.7307 20.5001
01-11-2023 19.7248 20.4938
31-10-2023 19.7207 20.4893
30-10-2023 19.7175 20.4858
27-10-2023 19.7101 20.4775
26-10-2023 19.7046 20.4717
25-10-2023 19.7041 20.4709
23-10-2023 19.6966 20.4627
20-10-2023 19.6856 20.4508
19-10-2023 19.6825 20.4473
18-10-2023 19.6842 20.4489
17-10-2023 19.6725 20.4366
16-10-2023 19.6688 20.4326
13-10-2023 19.6598 20.4226
12-10-2023 19.6556 20.4181
11-10-2023 19.6524 20.4146
10-10-2023 19.6448 20.4065
09-10-2023 19.645 20.4065
06-10-2023 19.6444 20.4054
05-10-2023 19.6681 20.4298
04-10-2023 19.6536 20.4145
03-10-2023 19.6518 20.4125
29-09-2023 19.6385 20.3979
27-09-2023 19.6343 20.3932
26-09-2023 19.6307 20.3893
25-09-2023 19.632 20.3904
22-09-2023 19.6238 20.3814
21-09-2023 19.6175 20.3746
20-09-2023 19.6158 20.3726
18-09-2023 19.6019 20.3579
15-09-2023 19.5906 20.3456
14-09-2023 19.5906 20.3454
13-09-2023 19.5827 20.337
12-09-2023 19.5749 20.3287
11-09-2023 19.5841 20.3381
08-09-2023 19.575 20.3281
07-09-2023 19.5718 20.3246
06-09-2023 19.5696 20.3221
05-09-2023 19.5708 20.3231
04-09-2023 19.5692 20.3213
01-09-2023 19.5599 20.3111
31-08-2023 19.5526 20.3033
30-08-2023 19.5489 20.2992
29-08-2023 19.5413 20.2912
28-08-2023 19.5379 20.2875
25-08-2023 19.5247 20.2732
24-08-2023 19.5214 20.2696
23-08-2023 19.5084 20.2559
22-08-2023 19.4988 20.2458
21-08-2023 19.5008 20.2476
18-08-2023 19.4846 20.2303
17-08-2023 19.4823 20.2277
14-08-2023 19.4868 20.2318
11-08-2023 19.472 20.2159
10-08-2023 19.4787 20.2227
09-08-2023 19.4772 20.2209
08-08-2023 19.4734 20.2168
07-08-2023 19.4744 20.2176
04-08-2023 19.4628 20.205
03-08-2023 19.4625 20.2046
02-08-2023 19.4641 20.2061
01-08-2023 19.46 20.2016
31-07-2023 19.4527 20.1939
28-07-2023 19.4441 20.1843
27-07-2023 19.4525 20.1929
26-07-2023 19.4482 20.1883
25-07-2023 19.4434 20.183
24-07-2023 19.4468 20.1864
21-07-2023 19.4352 20.1738
20-07-2023 19.4352 20.1736
19-07-2023 19.4308 20.1689
18-07-2023 19.4304 20.1683
17-07-2023 19.4192 20.1565
14-07-2023 19.4068 20.143
13-07-2023 19.401 20.1368
12-07-2023 19.3879 20.1231
11-07-2023 19.3859 20.1208
10-07-2023 19.3721 20.1063
07-07-2023 19.3633 20.0966
06-07-2023 19.3637 20.0968
05-07-2023 19.3692 20.1024
04-07-2023 19.3632 20.096
03-07-2023 19.3581 20.0905
30-06-2023 19.3501 20.0817
28-06-2023 19.35 20.0812
27-06-2023 19.3425 20.0732
26-06-2023 19.3437 20.0743
23-06-2023 19.3336 20.0633
22-06-2023 19.3295 20.0589
21-06-2023 19.3347 20.064
20-06-2023 19.339 20.0684
19-06-2023 19.3367 20.0657
16-06-2023 19.3272 20.0553
15-06-2023 19.3232 20.0511
14-06-2023 19.3214 20.049
13-06-2023 19.3188 20.0461
12-06-2023 19.3143 20.0412
09-06-2023 19.304 20.0301
08-06-2023 19.3068 20.0328
07-06-2023 19.3137 20.0397
06-06-2023 19.3101 20.0358
05-06-2023 19.3019 20.0272
02-06-2023 19.2959 20.0203
01-06-2023 19.2891 20.0131
31-05-2023 19.2795 20.003
30-05-2023 19.2754 19.9986
29-05-2023 19.2727 19.9956

Fund Launch Date: 02/Apr/2014
Fund Category: Banking and PSU Fund
Investment Objective: The fund seeks to provide regular income through a portfolio of debt and money m a r k e t i n s t r u m e n t s c o n s i s t i n g predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: CRISIL Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.