Franklin India Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 09-12-2024
NAV ₹21.43(R) 0.0% ₹22.34(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.91% 5.82% 6.15% 6.84% 7.14%
LumpSum (D) 8.25% 6.18% 6.5% 7.2% 7.55%
SIP (R) -8.31% 5.19% 5.5% 6.24% 6.69%
SIP (D) -8.01% 5.55% 5.86% 6.59% 7.07%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.89 -0.28 0.54 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.12% -0.52% -0.77% - 0.9%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 09-12-2024

Scheme Name NAV Rupee Change Percent Change
Franklin India Banking and PSU Debt Fund - IDCW 10.75
0.0000
0.0000%
Franklin India Banking and PSU Debt Fund - Direct - IDCW 11.35
0.0000
0.0100%
Franklin India Banking & PSU Debt Fund - Growth 21.43
0.0000
0.0000%
Franklin India Banking & PSU Debt Fund - Direct - Growth 22.34
0.0000
0.0100%

Review Date: 09-12-2024

Franklin India Banking & Psu Debt Fund has exhibited poor performance in the Banking and PSU Debt Fund category. The fund has rank of 13 out of 19 funds in the category. The fund has delivered return of 7.91% in 1 year, 5.82% in 3 years, 6.15% in 5 years and 7.14% in 10 years. The category average for the same periods is 8.13%, 5.87%, 6.36% and 7.17% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.12, VaR of -0.52, Average Drawdown of -0.5, Semi Deviation of 0.9 and Max Drawdown of -0.77. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Franklin India Banking & Psu Debt Fund direct growth option would have grown to ₹10825.0 in 1 year, ₹11970.0 in 3 years and ₹13700.0 in 5 years as of today (09-12-2024).
  2. An SIP of ₹1,000 per month in Franklin India Banking & Psu Debt Fund direct growth option would have grown to ₹11473.0 in 1 year, ₹39171.0 in 3 years and ₹69581.0 in 5 years as of today (09-12-2024).
  3. standard deviation of 1.12 and based on VaR one can expect to lose more than -0.52% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.89 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.53
0.56
0.43 | 0.71 19 | 22 Poor
3M Return % 1.90
1.95
1.81 | 2.15 18 | 22 Average
6M Return % 4.06
4.15
3.67 | 4.70 14 | 22 Average
1Y Return % 7.91
8.13
7.48 | 9.10 16 | 22 Average
3Y Return % 5.82
5.87
4.93 | 8.13 12 | 19 Average
5Y Return % 6.15
6.36
5.65 | 7.27 10 | 15 Average
7Y Return % 6.84
6.79
5.89 | 7.55 9 | 15 Average
10Y Return % 7.14
7.17
6.40 | 7.57 8 | 12 Average
1Y SIP Return % -8.31
-8.13
-8.74 | -7.48 17 | 22 Average
3Y SIP Return % 5.19
5.29
4.91 | 5.81 11 | 19 Average
5Y SIP Return % 5.50
5.68
5.17 | 6.70 10 | 15 Average
7Y SIP Return % 6.24
6.30
5.73 | 6.87 10 | 15 Average
10Y SIP Return % 6.69
6.62
6.08 | 6.98 8 | 13 Good
Standard Deviation 1.12
1.30
0.75 | 3.22 9 | 19 Good
Semi Deviation 0.90
0.94
0.53 | 1.69 11 | 19 Average
Max Drawdown % -0.77
-0.87
-2.46 | 0.00 11 | 19 Average
VaR 1 Y % -0.52
-0.46
-2.69 | 0.00 14 | 19 Average
Average Drawdown % -0.50
-0.65
-1.85 | 0.00 10 | 19 Good
Sharpe Ratio -0.89
-0.84
-1.15 | 0.37 9 | 19 Good
Sterling Ratio 0.54
0.54
0.39 | 0.77 12 | 19 Average
Sortino Ratio -0.28
-0.25
-0.37 | 0.35 9 | 19 Good
Return data last Updated On : Dec. 9, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.56 0.59 0.44 | 0.74 18 | 21
3M Return % 1.99 2.05 1.86 | 2.23 17 | 21
6M Return % 4.23 4.34 3.86 | 4.83 13 | 21
1Y Return % 8.25 8.53 7.88 | 9.36 16 | 21
3Y Return % 6.18 6.29 5.31 | 8.43 12 | 18
5Y Return % 6.50 6.80 6.07 | 7.48 11 | 14
7Y Return % 7.20 7.21 6.07 | 7.88 10 | 14
10Y Return % 7.55 7.55 6.90 | 7.93 8 | 12
1Y SIP Return % -8.01 -7.79 -8.40 | -7.21 15 | 21
3Y SIP Return % 5.55 5.70 5.37 | 6.12 14 | 18
5Y SIP Return % 5.86 6.09 5.56 | 6.97 10 | 14
7Y SIP Return % 6.59 6.72 6.14 | 7.21 10 | 14
10Y SIP Return % 7.07 7.05 6.51 | 7.40 7 | 12
Standard Deviation 1.12 1.30 0.75 | 3.22 9 | 19
Semi Deviation 0.90 0.94 0.53 | 1.69 11 | 19
Max Drawdown % -0.77 -0.87 -2.46 | 0.00 11 | 19
VaR 1 Y % -0.52 -0.46 -2.69 | 0.00 14 | 19
Average Drawdown % -0.50 -0.65 -1.85 | 0.00 10 | 19
Sharpe Ratio -0.89 -0.84 -1.15 | 0.37 9 | 19
Sterling Ratio 0.54 0.54 0.39 | 0.77 12 | 19
Sortino Ratio -0.28 -0.25 -0.37 | 0.35 9 | 19
Return data last Updated On : Dec. 9, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.00 ₹ 10,000.00 0.01 ₹ 10,001.00
1W 0.18 ₹ 10,018.00 0.18 ₹ 10,018.00
1M 0.53 ₹ 10,053.00 0.56 ₹ 10,056.00
3M 1.90 ₹ 10,190.00 1.99 ₹ 10,199.00
6M 4.06 ₹ 10,406.00 4.23 ₹ 10,423.00
1Y 7.91 ₹ 10,791.00 8.25 ₹ 10,825.00
3Y 5.82 ₹ 11,851.00 6.18 ₹ 11,970.00
5Y 6.15 ₹ 13,476.00 6.50 ₹ 13,700.00
7Y 6.84 ₹ 15,891.00 7.20 ₹ 16,274.00
10Y 7.14 ₹ 19,930.00 7.55 ₹ 20,704.00
15Y

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.31 ₹ 11,452.76 -8.01 ₹ 11,472.98
3Y ₹ 36000 5.19 ₹ 38,962.30 5.55 ₹ 39,170.81
5Y ₹ 60000 5.50 ₹ 68,964.24 5.86 ₹ 69,580.86
7Y ₹ 84000 6.24 ₹ 104,865.01 6.59 ₹ 106,216.15
10Y ₹ 120000 6.69 ₹ 169,293.96 7.07 ₹ 172,658.76
15Y ₹ 180000


Date Franklin India Banking & Psu Debt Fund NAV Regular Growth Franklin India Banking & Psu Debt Fund NAV Direct Growth
09-12-2024 21.4281 22.3435
06-12-2024 21.4273 22.342
05-12-2024 21.4383 22.3532
04-12-2024 21.4331 22.3476
03-12-2024 21.4201 22.3339
02-12-2024 21.3902 22.3024
29-11-2024 21.3704 22.2812
28-11-2024 21.3597 22.2698
27-11-2024 21.3555 22.2652
26-11-2024 21.3608 22.2706
25-11-2024 21.357 22.2664
22-11-2024 21.348 22.2564
21-11-2024 21.3353 22.2429
19-11-2024 21.3419 22.2494
18-11-2024 21.3269 22.2336
14-11-2024 21.3226 22.2282
13-11-2024 21.3198 22.2251
12-11-2024 21.3178 22.2229
11-11-2024 21.3148 22.2195

Fund Launch Date: 02/Apr/2014
Fund Category: Banking and PSU Fund
Investment Objective: The fund seeks to provide regular income through a portfolio of debt and money m a r k e t i n s t r u m e n t s c o n s i s t i n g predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: CRISIL Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.