Lic Mf Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹32.24(R) +0.07% ₹34.61(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 6.99% 5.06% 5.66% 6.32% 6.57%
LumpSum (D) 7.53% 5.62% 6.23% 6.91% 7.18%
SIP (R) 7.67% 6.21% 4.09% 5.29% 5.98%
SIP (D) 8.21% 6.76% 4.64% 5.86% 6.58%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
- - - -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
-% -% -% - -%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & Psu Debt Fund 1
UTI Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
Aditya Birla Sun Life Banking & Psu Debt Fund 4

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking & PSU Debt Fund-Direct Plan-Weekly IDCW 10.07
0.0100
0.0700%
LIC MF Banking & PSU Debt Fund-Regular Plan-Weekly IDCW 10.08
0.0100
0.0700%
LIC MF Banking & PSU Debt Fund-Regular Plan-Daily IDCW 10.94
0.0100
0.0700%
LIC MF Banking & PSU Debt Fund-Regular Plan-Monthly IDCW 12.07
0.0100
0.0700%
LIC MF Banking & PSU Debt Fund-Direct Plan-Monthly IDCW 13.03
0.0100
0.0700%
LIC MF Banking & PSU Debt Fund-Direct Plan-Daily IDCW 14.0
0.0100
0.0700%
LIC MF Banking & PSU Debt Fund-Regular Plan-Growth 32.24
0.0200
0.0700%
LIC MF Banking & PSU Debt Fund-Direct Plan-Growth 34.61
0.0200
0.0700%

Review Date: 26-07-2024

LIC Mf Banking & Psu Debt Fund has shown poor performance in the Banking and PSU Debt Fund category. The fund has rank of 16 out of 19 funds in the category. The fund has delivered return of 6.99% in 1 year, 5.06% in 3 years, 5.66% in 5 years and 6.57% in 10 years. The category average for the same periods is 7.17%, 5.44%, 6.38% and 7.25% respectively, which shows average return performance of fund in the category. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC Mf Banking & Psu Debt Fund direct growth option would have grown to ₹10753.0 in 1 year, ₹11784.0 in 3 years and ₹13525.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in LIC Mf Banking & Psu Debt Fund direct growth option would have grown to ₹12525.0 in 1 year, ₹39880.0 in 3 years and ₹67466.0 in 5 years as of today (26-07-2024).


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.80
0.83
0.70 | 1.08 13 | 19 Average
3M Return % 2.11
2.19
1.96 | 2.48 15 | 19 Average
6M Return % 3.90
3.96
3.73 | 4.45 12 | 19 Average
1Y Return % 6.99
7.17
6.88 | 7.61 14 | 19 Average
3Y Return % 5.06
5.44
4.65 | 7.57 14 | 18 Average
5Y Return % 5.66
6.38
5.66 | 6.93 15 | 15 Poor
7Y Return % 6.32
6.61
5.81 | 7.31 12 | 15 Average
10Y Return % 6.57
7.25
6.45 | 7.80 11 | 12 Poor
15Y Return % 6.83
16.42
6.83 | 26.00 2 | 2 Good
1Y SIP Return % 7.67
7.82
7.45 | 8.49 12 | 19 Average
3Y SIP Return % 6.21
6.46
5.88 | 7.69 14 | 18 Average
5Y SIP Return % 4.09
4.59
3.98 | 5.76 14 | 15 Poor
7Y SIP Return % 5.29
5.77
5.16 | 6.35 13 | 15 Poor
10Y SIP Return % 5.98
6.41
5.80 | 6.78 11 | 13 Average
15Y SIP Return % 6.36
11.37
6.36 | 21.17 3 | 3 Average
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.85 0.86 0.74 | 1.10 10 | 18
3M Return % 2.23 2.27 2.03 | 2.55 13 | 18
6M Return % 4.16 4.14 3.88 | 4.57 10 | 18
1Y Return % 7.53 7.58 7.19 | 7.87 10 | 18
3Y Return % 5.62 5.87 5.09 | 7.87 12 | 17
5Y Return % 6.23 6.81 6.10 | 7.28 13 | 14
7Y Return % 6.91 7.03 5.98 | 7.63 12 | 14
10Y Return % 7.18 7.63 6.98 | 8.15 10 | 12
1Y SIP Return % 8.21 8.21 7.76 | 8.75 9 | 18
3Y SIP Return % 6.76 6.88 6.46 | 8.01 10 | 17
5Y SIP Return % 4.64 5.00 4.36 | 6.02 13 | 14
7Y SIP Return % 5.86 6.20 5.57 | 6.69 13 | 14
10Y SIP Return % 6.58 6.84 6.24 | 7.20 10 | 12
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.07 ₹ 10,007.00 0.07 ₹ 10,007.00
1W 0.17 ₹ 10,017.00 0.17 ₹ 10,017.00
1M 0.80 ₹ 10,080.00 0.85 ₹ 10,085.00
3M 2.11 ₹ 10,211.00 2.23 ₹ 10,223.00
6M 3.90 ₹ 10,390.00 4.16 ₹ 10,416.00
1Y 6.99 ₹ 10,699.00 7.53 ₹ 10,753.00
3Y 5.06 ₹ 11,598.00 5.62 ₹ 11,784.00
5Y 5.66 ₹ 13,168.00 6.23 ₹ 13,525.00
7Y 6.32 ₹ 15,357.00 6.91 ₹ 15,967.00
10Y 6.57 ₹ 18,891.00 7.18 ₹ 20,011.00
15Y 6.83 ₹ 26,951.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.67 ₹ 12,491.02 8.21 ₹ 12,525.19
3Y ₹ 36000 6.21 ₹ 39,552.48 6.76 ₹ 39,879.72
5Y ₹ 60000 4.09 ₹ 66,543.96 4.64 ₹ 67,465.74
7Y ₹ 84000 5.29 ₹ 101,375.15 5.86 ₹ 103,458.35
10Y ₹ 120000 5.98 ₹ 163,102.44 6.58 ₹ 168,295.20
15Y ₹ 180000 6.36 ₹ 296,869.50 ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 32.2372 34.6057
25-07-2024 32.2145 34.581
24-07-2024 32.1888 34.5528
23-07-2024 32.1833 34.5465
22-07-2024 32.1836 34.5463
19-07-2024 32.1678 34.5279
18-07-2024 32.1613 34.5205
16-07-2024 32.1444 34.5013
15-07-2024 32.1276 34.4828
12-07-2024 32.1074 34.4598
11-07-2024 32.0983 34.4495
10-07-2024 32.0921 34.4425
09-07-2024 32.0843 34.4336
08-07-2024 32.0782 34.4265
05-07-2024 32.0577 34.4032
04-07-2024 32.0436 34.3875
03-07-2024 32.0331 34.3758
02-07-2024 32.0274 34.3692
01-07-2024 32.0126 34.3529
28-06-2024 32.0031 34.3414
27-06-2024 31.9827 34.319
26-06-2024 31.9798 34.3154

Fund Launch Date: 28/May/2007
Fund Category: Banking and PSU Fund
Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.
Fund Benchmark: Nifty Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.