Nippon India Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 13-01-2025
NAV ₹19.84(R) -0.18% ₹20.55(D) -0.17%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.47% 5.88% 6.4% 7.0% -%
LumpSum (D) 7.89% 6.34% 6.87% 7.45% -%
SIP (R) 7.0% 4.84% 4.73% 5.93% -%
SIP (D) 7.42% 5.27% 5.17% 6.4% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.8 -0.26 0.55 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.16% -0.18% -0.78% - 0.89%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 13-01-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA BANKING & PSU DEBT FUND - WEEKLY IDCW Option 10.29
-0.0200
-0.1800%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - WEEKLY IDCW Option 10.29
-0.0200
-0.1700%
NIPPON INDIA BANKING & PSU DEBT FUND - MONTHLY IDCW Option 10.66
-0.0200
-0.1800%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - MONTHLY IDCW Option 10.73
-0.0200
-0.1700%
NIPPON INDIA BANKING & PSU DEBT FUND - QUARTERLY IDCW Option 10.74
-0.0200
-0.1800%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - QUARTERLY IDCW Option 10.8
-0.0200
-0.1700%
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 19.84
-0.0400
-0.1800%
NIPPON INDIA BANKING & PSU DEBT FUND - IDCW Option 19.84
-0.0400
-0.1800%
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option 20.55
-0.0400
-0.1700%
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Bonus Option 20.55
-0.0400
-0.1700%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - IDCW Option 20.55
-0.0400
-0.1700%

Review Date: 13-01-2025

Nippon India Banking & Psu Debt Fund has shown average performance in the Banking and PSU Debt Fund category. The fund has rank of 9 out of 19 funds in the category. The fund has delivered return of 7.47% in 1 year, 5.88% in 3 years and 6.4% in 5 years. The category average for the same periods is 7.5%, 5.98% and 6.25% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 1.16, VaR of -0.18, Average Drawdown of -0.4, Semi Deviation of 0.89 and Max Drawdown of -0.78. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Banking & Psu Debt Fund direct growth option would have grown to ₹10789.0 in 1 year, ₹12024.0 in 3 years and ₹13942.0 in 5 years as of today (13-01-2025).
  2. An SIP of ₹1,000 per month in Nippon India Banking & Psu Debt Fund direct growth option would have grown to ₹12478.0 in 1 year, ₹39008.0 in 3 years and ₹68402.0 in 5 years as of today (13-01-2025).
  3. standard deviation of 1.16 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.8 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.13
0.24
0.00 | 0.43 21 | 22 Poor
3M Return % 1.11
1.20
0.90 | 1.52 17 | 22 Average
6M Return % 3.52
3.58
3.37 | 3.75 17 | 22 Average
1Y Return % 7.47
7.50
7.01 | 8.24 13 | 22 Average
3Y Return % 5.88
5.98
5.26 | 8.20 12 | 19 Average
5Y Return % 6.40
6.25
5.55 | 7.19 6 | 15 Good
7Y Return % 7.00
6.80
5.93 | 7.53 5 | 15 Good
1Y SIP Return % 7.00
7.14
6.89 | 7.43 18 | 22 Average
3Y SIP Return % 4.84
4.88
4.53 | 5.38 10 | 19 Good
5Y SIP Return % 4.73
4.77
4.28 | 5.80 8 | 15 Good
7Y SIP Return % 5.93
5.83
5.27 | 6.32 8 | 15 Good
Standard Deviation 1.16
1.29
0.73 | 3.21 11 | 19 Average
Semi Deviation 0.89
0.94
0.52 | 1.70 11 | 19 Average
Max Drawdown % -0.78
-0.87
-2.46 | 0.00 12 | 19 Average
VaR 1 Y % -0.18
-0.45
-2.69 | 0.00 11 | 19 Average
Average Drawdown % -0.40
-0.58
-1.67 | 0.00 7 | 19 Good
Sharpe Ratio -0.80
-0.80
-1.12 | 0.38 8 | 19 Good
Sterling Ratio 0.55
0.55
0.41 | 0.77 12 | 19 Average
Sortino Ratio -0.26
-0.24
-0.36 | 0.36 8 | 19 Good
Return data last Updated On : Jan. 13, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.16 0.28 0.03 | 0.46 20 | 21
3M Return % 1.21 1.30 0.97 | 1.61 17 | 21
6M Return % 3.72 3.78 3.56 | 3.96 14 | 21
1Y Return % 7.89 7.90 7.42 | 8.52 12 | 21
3Y Return % 6.34 6.40 5.64 | 8.50 8 | 18
5Y Return % 6.87 6.69 5.97 | 7.41 5 | 14
7Y Return % 7.45 7.23 6.11 | 7.86 4 | 14
1Y SIP Return % 7.42 7.55 7.30 | 7.75 16 | 21
3Y SIP Return % 5.27 5.28 4.98 | 5.67 10 | 18
5Y SIP Return % 5.17 5.17 4.66 | 6.06 7 | 14
7Y SIP Return % 6.40 6.25 5.67 | 6.66 4 | 14
Standard Deviation 1.16 1.29 0.73 | 3.21 11 | 19
Semi Deviation 0.89 0.94 0.52 | 1.70 11 | 19
Max Drawdown % -0.78 -0.87 -2.46 | 0.00 12 | 19
VaR 1 Y % -0.18 -0.45 -2.69 | 0.00 11 | 19
Average Drawdown % -0.40 -0.58 -1.67 | 0.00 7 | 19
Sharpe Ratio -0.80 -0.80 -1.12 | 0.38 8 | 19
Sterling Ratio 0.55 0.55 0.41 | 0.77 12 | 19
Sortino Ratio -0.26 -0.24 -0.36 | 0.36 8 | 19
Return data last Updated On : Jan. 13, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.18 ₹ 9,982.00 -0.17 ₹ 9,983.00
1W -0.13 ₹ 9,987.00 -0.13 ₹ 9,987.00
1M 0.13 ₹ 10,013.00 0.16 ₹ 10,016.00
3M 1.11 ₹ 10,111.00 1.21 ₹ 10,121.00
6M 3.52 ₹ 10,352.00 3.72 ₹ 10,372.00
1Y 7.47 ₹ 10,747.00 7.89 ₹ 10,789.00
3Y 5.88 ₹ 11,871.00 6.34 ₹ 12,024.00
5Y 6.40 ₹ 13,634.00 6.87 ₹ 13,942.00
7Y 7.00 ₹ 16,053.00 7.45 ₹ 16,540.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.00 ₹ 12,451.38 7.42 ₹ 12,478.04
3Y ₹ 36000 4.84 ₹ 38,758.75 5.27 ₹ 39,008.02
5Y ₹ 60000 4.73 ₹ 67,631.34 5.17 ₹ 68,401.80
7Y ₹ 84000 5.93 ₹ 103,746.72 6.40 ₹ 105,496.19
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Nippon India Banking & Psu Debt Fund NAV Regular Growth Nippon India Banking & Psu Debt Fund NAV Direct Growth
13-01-2025 19.8388 20.5513
10-01-2025 19.874 20.5872
09-01-2025 19.8718 20.5847
08-01-2025 19.8724 20.585
07-01-2025 19.8757 20.5883
06-01-2025 19.8655 20.5774
03-01-2025 19.8516 20.5625
02-01-2025 19.8427 20.5529
01-01-2025 19.8438 20.5539
31-12-2024 19.8463 20.5563
30-12-2024 19.8348 20.5441
27-12-2024 19.8246 20.5329
26-12-2024 19.8167 20.5245
24-12-2024 19.8149 20.5223
23-12-2024 19.8199 20.5272
20-12-2024 19.802 20.508
19-12-2024 19.8062 20.5122
18-12-2024 19.8225 20.5288
17-12-2024 19.8158 20.5217
16-12-2024 19.8196 20.5254
13-12-2024 19.813 20.518

Fund Launch Date: 05/May/2015
Fund Category: Banking and PSU Fund
Investment Objective: Portfolio Duration will be maintained between 1.5 - 3.5 years. The fund will tactically use up to 10 years G-Secs/ SDLs/ AAA Bonds to generate alpha. Strategy is to capture opportunity on the desired part of yield curve depending on the interest rate expectations going forward.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: NIFTY Banking & PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.