Previously Known As : Pgim India Insta Cash Plus Fund
Pgim India Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 12
Rating
Growth Option 02-04-2026
NAV ₹355.5(R) +0.16% ₹360.04(D) +0.16%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.23% 6.91% 5.95% 5.64% 6.1%
Direct 6.34% 7.04% 6.08% 5.77% 6.21%
Benchmark
SIP (XIRR) Regular 6.25% 6.74% 6.56% 6.07% 5.99%
Direct 6.36% 6.86% 6.69% 6.19% 6.11%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.72 11.2 0.69 1.18% -6.21
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.19% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 541 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Dsp Liquidity Fund 3
Union Liquid Fund 4
Mahindra Manulife Liquid Fund 5
UTI Liquid Fund 6
Aditya Birla Sun Life Liquid Fund 7

NAV Date: 02-04-2026

Scheme Name NAV Rupee Change Percent Change
PGIM India Liquid Fund - Daily Dividend 100.3
0.0000
0.0000%
PGIM India Liquid Fund - Direct Plan - Weekly Dividend 100.79
0.1600
0.1600%
PGIM India Liquid Fund - Weekly Dividend 100.79
0.1600
0.1600%
PGIM India Liquid Fund - Direct Plan - Monthly Dividend 116.56
0.1800
0.1600%
PGIM India Liquid Fund - Monthly Dividend 117.0
0.1800
0.1600%
PGIM India Liquid Fund - Direct Plan - Daily Dividend 128.32
0.2000
0.1600%
PGIM India Liquid Fund - Growth 355.5
0.5500
0.1600%
PGIM India Liquid Fund - Direct Plan - Growth 360.04
0.5600
0.1600%

Review Date: 02-04-2026

Beginning of Analysis

PGIM India Liquid Fund is the 8th ranked fund in the Liquid Fund category. The category has total 33 funds. The 4 star rating shows a very good past performance of the PGIM India Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 1.18% which is higher than the category average of 1.1%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.72 which is higher than the category average of 5.33.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

PGIM India Liquid Fund Return Analysis

  • The fund has given a return of 0.66%, 1.62 and 3.09 in last one, three and six months respectively. In the same period the category average return was 0.63%, 1.59% and 3.05% respectively.
  • PGIM India Liquid Fund has given a return of 6.34% in last one year. In the same period the Liquid Fund category average return was 6.26%.
  • The fund has given a return of 7.04% in last three years and ranked 4.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 6.94%.
  • The fund has given a return of 6.08% in last five years and ranked 5th out of twenty three funds in the category. In the same period the Liquid Fund category average return was 6.03%.
  • The fund has given a return of 6.21% in last ten years and ranked 4th out of twenty seven funds in the category. In the same period the category average return was 6.1%.
  • The fund has given a SIP return of 6.36% in last one year whereas category average SIP return is 6.28%. The fund one year return rank in the category is 8th in 34 funds
  • The fund has SIP return of 6.86% in last three years and ranks 6th in 32 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.89%) in the category in last three years.
  • The fund has SIP return of 6.69% in last five years whereas category average SIP return is 6.6%.

PGIM India Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.19 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.07 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.65
    0.62
    		0.53 | 0.65 3 | 36 Very Good
    3M Return % 1.59
    1.55
    		1.40 | 1.61 8 | 36 Very Good
    6M Return % 3.04
    2.99
    		2.69 | 3.07 12 | 36 Good
    1Y Return % 6.23
    6.11
    		5.55 | 6.29 7 | 36 Very Good
    3Y Return % 6.91
    6.80
    		6.23 | 6.99 11 | 34 Good
    5Y Return % 5.95
    5.89
    		5.27 | 6.01 10 | 23 Good
    7Y Return % 5.64
    5.52
    		4.99 | 5.75 8 | 32 Very Good
    10Y Return % 6.10
    5.99
    		5.44 | 6.19 4 | 26 Very Good
    1Y SIP Return % 6.25
    6.13
    		5.55 | 6.31 8 | 34 Very Good
    3Y SIP Return % 6.74
    6.64
    		6.07 | 6.81 11 | 32 Good
    5Y SIP Return % 6.56
    6.46
    		5.89 | 6.63 11 | 31 Good
    7Y SIP Return % 6.07
    5.98
    		5.40 | 6.12 8 | 30 Very Good
    10Y SIP Return % 5.99
    5.92
    		5.33 | 6.03 6 | 24 Very Good
    Standard Deviation 0.19
    0.19
    		0.16 | 0.20 16 | 34 Good
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 11 | 34 Good
    Sharpe Ratio 5.72
    5.33
    		2.51 | 6.28 10 | 34 Good
    Sterling Ratio 0.69
    0.68
    		0.62 | 0.70 12 | 34 Good
    Sortino Ratio 11.20
    8.76
    		1.62 | 13.83 8 | 34 Very Good
    Jensen Alpha % 1.18
    1.10
    		0.52 | 1.27 16 | 34 Good
    Treynor Ratio -6.21
    -6.76
    		-9.68 | -6.02 6 | 34 Very Good
    Modigliani Square Measure % 10.37
    10.08
    		8.00 | 10.80 10 | 34 Good
    Alpha % -0.74
    -0.80
    		-1.41 | -0.65 14 | 34 Good
    Return data last Updated On : April 2, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.66 0.63 0.54 | 0.66 3 | 37 Very Good
    3M Return % 1.62 1.59 1.41 | 1.63 9 | 37 Very Good
    6M Return % 3.09 3.05 2.81 | 3.12 14 | 37 Good
    1Y Return % 6.34 6.26 5.83 | 6.37 8 | 36 Very Good
    3Y Return % 7.04 6.94 6.57 | 7.06 4 | 34 Very Good
    5Y Return % 6.08 6.03 5.76 | 6.10 5 | 23 Very Good
    7Y Return % 5.77 5.66 5.25 | 6.06 6 | 32 Very Good
    10Y Return % 6.21 6.10 5.68 | 6.44 4 | 27 Very Good
    1Y SIP Return % 6.36 6.28 5.78 | 6.41 8 | 34 Very Good
    3Y SIP Return % 6.86 6.78 6.35 | 6.89 6 | 32 Very Good
    5Y SIP Return % 6.69 6.60 6.28 | 6.71 5 | 31 Very Good
    7Y SIP Return % 6.19 6.12 5.77 | 6.26 6 | 30 Very Good
    10Y SIP Return % 6.11 6.04 5.68 | 6.28 3 | 25 Very Good
    Standard Deviation 0.19 0.19 0.16 | 0.20 16 | 34 Good
    Semi Deviation 0.15 0.15 0.13 | 0.16 11 | 34 Good
    Sharpe Ratio 5.72 5.33 2.51 | 6.28 10 | 34 Good
    Sterling Ratio 0.69 0.68 0.62 | 0.70 12 | 34 Good
    Sortino Ratio 11.20 8.76 1.62 | 13.83 8 | 34 Very Good
    Jensen Alpha % 1.18 1.10 0.52 | 1.27 16 | 34 Good
    Treynor Ratio -6.21 -6.76 -9.68 | -6.02 6 | 34 Very Good
    Modigliani Square Measure % 10.37 10.08 8.00 | 10.80 10 | 34 Good
    Alpha % -0.74 -0.80 -1.41 | -0.65 14 | 34 Good
    Return data last Updated On : April 2, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Pgim India Liquid Fund NAV Regular Growth Pgim India Liquid Fund NAV Direct Growth
    02-04-2026 355.5012 360.0435
    01-04-2026 354.9471 359.4813
    30-03-2026 354.8033 359.3335
    27-03-2026 354.4927 359.0158
    25-03-2026 354.338 358.857
    24-03-2026 354.2692 358.7862
    23-03-2026 354.2491 358.7649
    20-03-2026 354.1347 358.6458
    19-03-2026 354.0844 358.5938
    18-03-2026 354.0204 358.528
    17-03-2026 353.9508 358.4565
    16-03-2026 353.8461 358.3493
    13-03-2026 353.7122 358.2106
    12-03-2026 353.6941 358.1912
    11-03-2026 353.6653 358.1609
    10-03-2026 353.6136 358.1076
    09-03-2026 353.556 358.0482
    06-03-2026 353.4003 357.8874
    05-03-2026 353.3545 357.84
    04-03-2026 353.3103 357.7941
    02-03-2026 353.2117 357.6922

    Fund Launch Date: 14/Jan/2003
    Fund Category: Liquid Fund
    Investment Objective: To generate steady returns along with highliquidity by investing in a portfolio of short-term, high quality moneymarket and debt instruments.
    Fund Description: An Open Ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.