Tata Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 12
Rating
Growth Option 12-02-2026
NAV ₹4261.49(R) +0.02% ₹4315.91(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.36% 6.91% 5.82% 5.63% 6.11%
Direct 6.49% 7.03% 5.94% 5.76% 6.22%
Benchmark
SIP (XIRR) Regular 6.06% 6.73% 6.48% 6.0% 5.95%
Direct 6.2% 6.85% 6.6% 6.12% 6.07%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.74 1.1 0.67 6.05% 0.2
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.37% 0.0% 0.0% 0.06 0.33%
Fund AUM As on: 30/12/2025 22961 Cr
Top Liquid Fund
Fund Name Rank Rating
HSBC Liquid Fund 1
Bank of India Liquid Fund 2
Axis Liquid Fund 3
Canara Robeco Liquid Fund 4
Union Liquid Fund 5
Aditya Birla Sun Life Liquid Fund 6
Dsp Liquidity Fund 7

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option 1001.52
0.0000
0.0000%
Tata Liquid Fund- Direct Plan - Daily Reinvestment of IDCW Option 1001.52
0.0000
0.0000%
Tata Liquid Fund -Regular Plan - Growth Option 4261.49
0.9100
0.0200%
Tata Liquid Fund- Direct Plan-Growth Option 4315.91
0.9300
0.0200%

Review Date: 12-02-2026

Beginning of Analysis

In the Liquid Fund category, Tata Liquid Fund is the 12th ranked fund. The category has total 33 funds. The Tata Liquid Fund has shown a very good past performence in Liquid Fund. The fund has a Jensen Alpha of 6.05% which is higher than the category average of 5.97%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.74 which is lower than the category average of 3.35.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Tata Liquid Fund Return Analysis

  • The fund has given a return of 0.53%, 1.5 and 2.99 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.49% and 2.96% respectively.
  • Tata Liquid Fund has given a return of 6.49% in last one year. In the same period the Liquid Fund category average return was 6.39%.
  • The fund has given a return of 7.03% in last three years and ranked 11.0th out of 35 funds in the category. In the same period the Liquid Fund category average return was 6.96%.
  • The fund has given a return of 5.94% in last five years and ranked 16th out of 34 funds in the category. In the same period the Liquid Fund category average return was 5.89%.
  • The fund has given a return of 6.22% in last ten years and ranked 7th out of 27 funds in the category. In the same period the category average return was 6.13%.
  • The fund has given a SIP return of 6.2% in last one year whereas category average SIP return is 6.13%. The fund one year return rank in the category is 10th in 34 funds
  • The fund has SIP return of 6.85% in last three years and ranks 8th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.88%) in the category in last three years.
  • The fund has SIP return of 6.6% in last five years whereas category average SIP return is 6.54%.

Tata Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.37 and semi deviation of 0.33. The category average standard deviation is 0.32 and semi deviation is 0.28.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52
    0.51
    		0.46 | 0.54 21 | 36 Average
    3M Return % 1.47
    1.45
    		1.32 | 1.51 12 | 36 Good
    6M Return % 2.93
    2.89
    		2.62 | 2.98 11 | 36 Good
    1Y Return % 6.36
    6.25
    		5.74 | 6.42 9 | 36 Very Good
    3Y Return % 6.91
    6.82
    		6.25 | 7.00 14 | 35 Good
    5Y Return % 5.82
    5.76
    		5.17 | 5.91 15 | 34 Good
    7Y Return % 5.63
    5.54
    		5.02 | 5.78 13 | 33 Good
    10Y Return % 6.11
    6.03
    		5.48 | 6.22 8 | 26 Good
    15Y Return % 7.10
    7.02
    		6.48 | 7.37 4 | 21 Very Good
    1Y SIP Return % 6.06
    5.99
    		5.44 | 6.16 13 | 34 Good
    3Y SIP Return % 6.73
    6.64
    		6.08 | 6.81 13 | 33 Good
    5Y SIP Return % 6.48
    6.40
    		5.83 | 6.57 13 | 32 Good
    7Y SIP Return % 6.00
    5.93
    		5.36 | 6.07 13 | 31 Good
    10Y SIP Return % 5.95
    5.90
    		5.32 | 6.01 9 | 24 Good
    15Y SIP Return % 6.44
    6.38
    		5.80 | 6.58 7 | 21 Good
    Standard Deviation 0.37
    0.32
    		0.16 | 0.37 19 | 33 Average
    Semi Deviation 0.33
    0.28
    		0.12 | 0.33 20 | 33 Average
    Sharpe Ratio 2.74
    3.35
    		1.16 | 6.23 20 | 33 Average
    Sterling Ratio 0.67
    0.67
    		0.61 | 0.69 18 | 33 Good
    Sortino Ratio 1.10
    3.66
    		0.42 | 18.52 21 | 33 Average
    Jensen Alpha % 6.05
    5.97
    		5.40 | 6.13 12 | 33 Good
    Treynor Ratio 0.20
    0.19
    		0.10 | 0.25 9 | 33 Very Good
    Modigliani Square Measure % 25.28
    25.16
    		23.47 | 31.67 9 | 33 Very Good
    Alpha % -0.73
    -0.80
    		-1.40 | -0.65 15 | 33 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53 0.52 0.46 | 0.54 23 | 37 Average
    3M Return % 1.50 1.49 1.39 | 1.52 9 | 37 Very Good
    6M Return % 2.99 2.96 2.79 | 3.01 11 | 37 Good
    1Y Return % 6.49 6.39 5.95 | 6.52 5 | 36 Very Good
    3Y Return % 7.03 6.96 6.61 | 7.08 11 | 35 Good
    5Y Return % 5.94 5.89 5.59 | 6.07 16 | 34 Good
    7Y Return % 5.76 5.67 5.24 | 6.09 10 | 33 Good
    10Y Return % 6.22 6.13 5.71 | 6.47 7 | 27 Very Good
    1Y SIP Return % 6.20 6.13 5.74 | 6.22 10 | 34 Good
    3Y SIP Return % 6.85 6.78 6.39 | 6.88 8 | 33 Very Good
    5Y SIP Return % 6.60 6.54 6.22 | 6.65 13 | 32 Good
    7Y SIP Return % 6.12 6.07 5.72 | 6.25 12 | 31 Good
    10Y SIP Return % 6.07 6.02 5.67 | 6.28 7 | 25 Very Good
    Standard Deviation 0.37 0.32 0.16 | 0.37 19 | 33 Average
    Semi Deviation 0.33 0.28 0.12 | 0.33 20 | 33 Average
    Sharpe Ratio 2.74 3.35 1.16 | 6.23 20 | 33 Average
    Sterling Ratio 0.67 0.67 0.61 | 0.69 18 | 33 Good
    Sortino Ratio 1.10 3.66 0.42 | 18.52 21 | 33 Average
    Jensen Alpha % 6.05 5.97 5.40 | 6.13 12 | 33 Good
    Treynor Ratio 0.20 0.19 0.10 | 0.25 9 | 33 Very Good
    Modigliani Square Measure % 25.28 25.16 23.47 | 31.67 9 | 33 Very Good
    Alpha % -0.73 -0.80 -1.40 | -0.65 15 | 33 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Liquid Fund NAV Regular Growth Tata Liquid Fund NAV Direct Growth
    12-02-2026 4261.4871 4315.9143
    11-02-2026 4260.5785 4314.9803
    10-02-2026 4259.8162 4314.1946
    09-02-2026 4258.9484 4313.3021
    06-02-2026 4256.9077 4311.1941
    05-02-2026 4256.3127 4310.5778
    04-02-2026 4255.4273 4309.6674
    03-02-2026 4254.2127 4308.4236
    02-02-2026 4253.0893 4307.2721
    30-01-2026 4250.6147 4304.725
    29-01-2026 4249.9897 4304.0784
    28-01-2026 4249.3959 4303.4633
    27-01-2026 4248.7945 4302.8405
    23-01-2026 4245.9041 4299.8587
    22-01-2026 4245.3501 4299.284
    21-01-2026 4244.4708 4298.3798
    20-01-2026 4243.9437 4297.8324
    19-01-2026 4243.5963 4297.467
    16-01-2026 4242.011 4295.8205
    14-01-2026 4240.7958 4294.5626
    13-01-2026 4240.1696 4293.9148
    12-01-2026 4239.6149 4293.3394

    Fund Launch Date: 20/Aug/2004
    Fund Category: Liquid Fund
    Investment Objective: Objective The investment objective is to generate reasonable returns with high liquidity to the unitholders.
    Fund Description: A) Invests only in money market securitiesviz. CP, CDs & T-bills of maximum 91 days residual maturity b) Focus to provide returns at highest liquidity & safety c) Ideal option for people who would like to invest idle savings with relative liquidity and stability as compared to Bank Savings account
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.