Uti Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 10
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹58.57(R) +0.06% ₹60.49(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.16% 5.62% 5.75% 6.19% 8.26%
LumpSum (D) 8.44% 5.9% 6.05% 6.48% 8.55%
SIP (R) 9.36% 7.05% 4.56% 5.85% 6.75%
SIP (D) 9.64% 7.33% 4.84% 6.15% 7.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.85 -0.3 0.49 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.89% -1.22% -0.84% - 1.27%
Top Gilt Fund
Fund Name Rank Rating
SBI Magnum Gilt Fund 1
DSP Government Securities Fund 2
Bandhan Government Securities Fund - Investment Plan 3
ICICI Prudential Gilt Fund 4

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
UTI - GILT FUND -Discontinued PF Plan -Dividend Option 23.97
0.0200
0.0600%
UTI Gilt Fund - Direct Plan - IDCW 28.7
0.0200
0.0600%
UTI Gilt Fund - Regular Plan - IDCW 35.82
0.0200
0.0600%
UTI - GILT FUND - Discontinued PF Plan - Growth Option 43.55
0.0300
0.0600%
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option 43.57
0.0300
0.0600%
UTI - GILT FUND - Regular Plan - Growth Option 58.57
0.0400
0.0600%
UTI - GILT FUND - Direct Plan - Growth Option 60.49
0.0400
0.0600%

Review Date: 26-07-2024

UTI Gilt Fund has shown average performance in the Gilt Fund category. The fund has rank of 10 out of 18 funds in the category. The fund has delivered return of 8.16% in 1 year, 5.62% in 3 years, 5.75% in 5 years and 8.26% in 10 years. The category average for the same periods is 8.38%, 5.59%, 5.95% and 7.81% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.89, VaR of -1.22, Average Drawdown of -0.46, Semi Deviation of 1.27 and Max Drawdown of -0.84. The category average for the same parameters is 2.18, -1.94, -0.56, 1.54 and -1.55 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Gilt Fund direct growth option would have grown to ₹10844.0 in 1 year, ₹11876.0 in 3 years and ₹13412.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in UTI Gilt Fund direct growth option would have grown to ₹12615.0 in 1 year, ₹40221.0 in 3 years and ₹67816.0 in 5 years as of today (26-07-2024).
  3. standard deviation of 1.89 and based on VaR one can expect to lose more than -1.22% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.85 which shows average performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.98
0.81
0.62 | 0.98 1 | 19 Very Good
3M Return % 3.07
3.29
2.21 | 4.46 14 | 19 Average
6M Return % 4.85
4.89
3.49 | 6.04 11 | 19 Average
1Y Return % 8.16
8.38
6.24 | 10.24 11 | 19 Average
3Y Return % 5.62
5.59
4.56 | 6.47 10 | 18 Good
5Y Return % 5.75
5.95
4.65 | 6.99 11 | 18 Average
7Y Return % 6.19
6.17
4.40 | 7.41 10 | 18 Good
10Y Return % 8.26
7.81
6.55 | 8.84 7 | 16 Good
15Y Return % 7.86
10.14
6.04 | 45.56 6 | 14 Good
1Y SIP Return % 9.36
9.64
7.08 | 12.15 12 | 19 Average
3Y SIP Return % 7.05
7.08
5.43 | 7.84 9 | 18 Good
5Y SIP Return % 4.56
4.64
3.34 | 5.40 9 | 18 Good
7Y SIP Return % 5.85
5.90
4.47 | 6.81 10 | 18 Good
10Y SIP Return % 6.75
6.57
5.08 | 7.47 8 | 16 Good
15Y SIP Return % 7.53
9.89
5.81 | 47.42 7 | 15 Good
Standard Deviation 1.89
2.18
1.53 | 3.05 3 | 18 Very Good
Semi Deviation 1.27
1.54
1.12 | 2.21 3 | 18 Very Good
Max Drawdown % -0.84
-1.55
-2.74 | -0.69 3 | 18 Very Good
VaR 1 Y % -1.22
-1.94
-4.63 | -1.19 2 | 18 Very Good
Average Drawdown % -0.46
-0.56
-0.82 | -0.35 4 | 18 Very Good
Sharpe Ratio -0.85
-0.76
-1.64 | -0.38 13 | 18 Average
Sterling Ratio 0.49
0.47
0.39 | 0.58 6 | 18 Good
Sortino Ratio -0.30
-0.25
-0.47 | -0.13 15 | 18 Average
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.01 0.86 0.67 | 1.01 1 | 19
3M Return % 3.14 3.45 2.34 | 4.62 14 | 19
6M Return % 4.98 5.20 3.74 | 6.37 15 | 19
1Y Return % 8.44 9.06 6.77 | 10.92 15 | 19
3Y Return % 5.90 6.29 5.06 | 7.03 15 | 18
5Y Return % 6.05 6.64 5.14 | 7.57 15 | 18
7Y Return % 6.48 6.87 5.02 | 8.03 12 | 18
10Y Return % 8.55 8.54 7.32 | 9.46 8 | 16
1Y SIP Return % 9.64 10.32 7.61 | 12.85 15 | 19
3Y SIP Return % 7.33 7.77 5.94 | 8.51 15 | 18
5Y SIP Return % 4.84 5.32 3.82 | 5.95 15 | 18
7Y SIP Return % 6.15 6.60 5.01 | 7.42 15 | 18
10Y SIP Return % 7.05 7.28 5.73 | 8.02 9 | 16
Standard Deviation 1.89 2.18 1.53 | 3.05 3 | 18
Semi Deviation 1.27 1.54 1.12 | 2.21 3 | 18
Max Drawdown % -0.84 -1.55 -2.74 | -0.69 3 | 18
VaR 1 Y % -1.22 -1.94 -4.63 | -1.19 2 | 18
Average Drawdown % -0.46 -0.56 -0.82 | -0.35 4 | 18
Sharpe Ratio -0.85 -0.76 -1.64 | -0.38 13 | 18
Sterling Ratio 0.49 0.47 0.39 | 0.58 6 | 18
Sortino Ratio -0.30 -0.25 -0.47 | -0.13 15 | 18
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.06 ₹ 10,006.00 0.06 ₹ 10,006.00
1W 0.31 ₹ 10,031.00 0.32 ₹ 10,032.00
1M 0.98 ₹ 10,098.00 1.01 ₹ 10,101.00
3M 3.07 ₹ 10,307.00 3.14 ₹ 10,314.00
6M 4.85 ₹ 10,485.00 4.98 ₹ 10,498.00
1Y 8.16 ₹ 10,816.00 8.44 ₹ 10,844.00
3Y 5.62 ₹ 11,781.00 5.90 ₹ 11,876.00
5Y 5.75 ₹ 13,224.00 6.05 ₹ 13,412.00
7Y 6.19 ₹ 15,225.00 6.48 ₹ 15,521.00
10Y 8.26 ₹ 22,106.00 8.55 ₹ 22,708.00
15Y 7.86 ₹ 31,108.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 9.36 ₹ 12,597.61 9.64 ₹ 12,615.44
3Y ₹ 36000 7.05 ₹ 40,052.95 7.33 ₹ 40,220.71
5Y ₹ 60000 4.56 ₹ 67,340.40 4.84 ₹ 67,815.78
7Y ₹ 84000 5.85 ₹ 103,426.34 6.15 ₹ 104,512.88
10Y ₹ 120000 6.75 ₹ 169,786.08 7.05 ₹ 172,462.08
15Y ₹ 180000 7.53 ₹ 326,811.96 ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 58.5713 60.4909
25-07-2024 58.5339 60.4519
24-07-2024 58.4654 60.3806
23-07-2024 58.4154 60.3286
22-07-2024 58.3883 60.3002
19-07-2024 58.369 60.279
18-07-2024 58.3658 60.2752
16-07-2024 58.3278 60.2351
15-07-2024 58.2437 60.1478
12-07-2024 58.2059 60.1075
11-07-2024 58.2111 60.1124
10-07-2024 58.2138 60.1148
09-07-2024 58.1638 60.0628
08-07-2024 58.1403 60.0381
05-07-2024 58.0884 59.9832
04-07-2024 58.0736 59.9675
03-07-2024 58.0658 59.9591
02-07-2024 58.0246 59.916
01-07-2024 58.0018 59.892
28-06-2024 57.9987 59.8876
27-06-2024 57.9981 59.8866
26-06-2024 58.0005 59.8885

Fund Launch Date: 14/Jan/2001
Fund Category: Gilt Fund
Investment Objective: The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: UTI Gilt Fund is an open ended debt scheme investing in government securities across maturities.
Fund Benchmark: CRISIL Dynamic Gilt
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.